318 Willow Bend, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 318 Willow Bend, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,375 sqft · built 2014
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,000 (May 2014)
Tax Bill	$6,160 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`884732195009`

Property Details

APN / Parcel Number

Primary APN	`884732195009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,297 sqft
Basement Area	1,297 sqft
Finished Basement	1,086 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	144 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	787 sqft
Parking Spaces	3 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	318 WILLOW BND
City	SERGEANT BLUFF
State	IA
Zip	51054-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SERGEANT BLUFF CITY KINGSTON MEADOWS SECOND LOT 50
Legal Subdivision	KINGSTON MEADOWS 2ND
Legal Lot Number	50
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3038
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 WILLOW BND, SERGEANT BLUFF, IA 51054-8740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2014 · Amount on Record
Deed Sale	May 16, 2014 · Amount on Record
Prior Sale	Feb 14, 2014 · Amount on Record
Deed Document Number	201413218
Deed Book / Page	735 / 4487
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	318 WILLOW BND, SERGEANT BLUFF, IA 51054-8740
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001890
Date	Mar 6, 2024
Instrument	2024-01890

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 15, 2031

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Mar 15, 2030
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	10%
Index	1-Year T-Bill
Margin	4
Max Rate	14%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	318 WILLOW BND, SERGEANT BLUFF, IA 51054-8740
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001863
Date	Feb 9, 2021
Instrument	2021-01863

Lender

Name	SIOUXLAND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2031

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	318 WILLOW BND, SERGEANT BLUFF, IA 51054-8740
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006462
Date	Dec 18, 2020
Instrument	2020-16462

Lender

Name	SIOUXLAND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	318 WILLOW BND, SERGEANT BLUFF, IA 51054-8740
Document Number	0000018235
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 WILLOW BND SERGEANT BLUFF IA 510548740, SERGEANT BLUFF, IA 51054-8740

Mortgage

Document Number	0000018235
Date	Oct 7, 2019
Instrument	18235

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2034

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,160.00 (+19.7%) Homeowner's exemption	$429,340 (+21.1%) Land $54,750 Building $374,590	$429,340 (+7.87%) Land $54,750 Building $374,590
2023	$5,146.00 (+22.23%) Homeowner's exemption	$354,520 Land $41,880 Building $312,640	$398,030
2022	$4,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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