318 Walnut St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 318 Walnut St, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,870 sqft · built 1865
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jul 2021)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-145-091-00`

Property Details

APN / Parcel Number

Primary APN	`051-145-091-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,870 sqft Living Area
1st Floor Area	1,538 sqft
Basement Area	1,538 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	450 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 WALNUT ST
City	THREE RIVERS
State	MI
Zip	49093-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 9. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	9
Legal Lot Number	8
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	3
Census Block	3012
Census Tract	40100

Owner

Source: St. Joseph County records · APN 051-145-091-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	429 PORTAGE AVE, THREE RIVERS, MI 49093-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2021	Special Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 18, 2021	Sheriff's Deed, Foreclosure
Mar 06, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2021 · Amount on Record
Deed Sale	Jul 08, 2021 · Amount on Record
Prior Sale	Feb 18, 2021 · Amount on Record
Deed Document Number	20217038
Record Updated	Sep 20, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 08, 2021
Property Address	318 WALNUT ST, THREE RIVERS, MI 49093-1472
Document Number	2021007038
Map Reference	LB F PG 28
Instrument Date	Jun 17, 2021
Instrument	2021007038
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 S LA SALLE ST # ST2000, 440, CHICAGO, IL 60605-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 PORTAGE AVE, THREE RIVERS, MI 49093-1463

Mortgage

Date	Jul 08, 2021

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

February 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 18, 2021
Property Address	318 WALNUT ST, THREE RIVERS, MI 49093-1472
Document Number	2021001661
Map Reference	LB F PG 28
Instrument Date	Feb 11, 2021
Instrument	2021001661
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 CORPORATE DR, TROY, MI 48098-2639
Investor	Possibly a Property Investor

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 06, 2017
Property Address	318 WALNUT ST, THREE RIVERS, MI 49093-1472
Document Number	1860/0650
Book / Page	1860 / 0650
Map Reference	LB F PG28
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$464.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 W PEARL ST, 51, COLDWATER, MI 49036-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 BATH ST APT 8, 8, SANTA BARBARA, CA 93101-3464

Mortgage

Document Number	18600651
Date	Mar 06, 2017
Instrument	1860/0651

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,200 (+40.78%)	$166,400 (+40.78%)
2025	$1,872.00 (-48.61%) Homeowner's exemption
2023		$59,100 Land $3,000 Building $56,100	$118,200 Land $6,000 Building $112,200
2022	$3,643.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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