St. Joseph County property record for 318 Walnut St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,870 sqft · built 1865 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jul 2021) |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2021 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-091-00 |
| Primary APN | 051-145-091-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,870 sqft Living Area |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 1,538 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 450 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 318 WALNUT ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 8 BLK 9. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 9 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-145-091-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 429 PORTAGE AVE, THREE RIVERS, MI 49093-1463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 18, 2021 | Sheriff's Deed, Foreclosure |
| Mar 06, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2021 · Amount on Record |
| Deed Sale | Jul 08, 2021 · Amount on Record |
| Prior Sale | Feb 18, 2021 · Amount on Record |
| Deed Document Number | 20217038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 08, 2021 |
| Property Address | 318 WALNUT ST, THREE RIVERS, MI 49093-1472 |
| Document Number | 2021007038 |
| Map Reference | LB F PG 28 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021007038 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 S LA SALLE ST # ST2000, 440, CHICAGO, IL 60605-1028 |
| Name | Verified Name |
|---|---|
| Address | 429 PORTAGE AVE, THREE RIVERS, MI 49093-1463 |
| Date | Jul 08, 2021 |
|---|
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 18, 2021 |
| Property Address | 318 WALNUT ST, THREE RIVERS, MI 49093-1472 |
| Document Number | 2021001661 |
| Map Reference | LB F PG 28 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021001661 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5151 CORPORATE DR, TROY, MI 48098-2639 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 06, 2017 |
| Property Address | 318 WALNUT ST, THREE RIVERS, MI 49093-1472 |
| Document Number | 1860/0650 |
| Book / Page | 1860 / 0650 |
| Map Reference | LB F PG28 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 W PEARL ST, 51, COLDWATER, MI 49036-1933 |
| Name | Verified Name |
|---|---|
| Address | 524 BATH ST APT 8, 8, SANTA BARBARA, CA 93101-3464 |
| Document Number | 18600651 |
|---|---|
| Date | Mar 06, 2017 |
| Instrument | 1860/0651 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,200 (+40.78%) | $166,400 (+40.78%) | |
| 2025 | $1,872.00 (-48.61%) Homeowner's exemption | ||
| 2023 | $59,100 Land $3,000 Building $56,100 | $118,200 Land $6,000 Building $112,200 | |
| 2022 | $3,643.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THREE RIVERS serves 7,905 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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