Oxford County and Rumford Town property record for 318 Waldo St, Rumford, ME 04276
| Property Type | Single Family Home |
|---|---|
| Details | 20 bd · 7 ba · 6,120 sqft · built 1910 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Jun 2021) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RUMF M:113 L:235 |
| Primary APN | RUMF M:113 L:235 |
|---|---|
| Alternative APN |
|
| Bedrooms | 20 Beds |
|---|---|
| Full Baths | 7 Baths |
| Building Area | 6,120 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Lot Area | 6,098 sqft (0.14 acres) |
| Account Number | 506 |
|---|---|
| Street Address | 318 WALDO ST |
| City | RUMFORD |
| State | ME |
| Zip | 04276-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Lot Number | 235 |
| Jurisdiction | RUMFORD ME |
| Township / Civil Division | RUMFORD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 965500 |
Source: Oxford County and Rumford Town records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 92, FALL RIVER, MA 02724-0092 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust · Commercial Mortgage |
| Jun 29, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FRANKLIN SAVINGS BANK (MAINE) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on Record |
| Deed Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 202110360 |
| Deed Book / Page | 5617 / 673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUMFORD ME |
| Recording Date | Jun 26, 2026 |
| Property Address | 318 WALDO ST, RUMFORD, ME 04276-1724 |
| Document Number | 0000007233 |
| Book / Page | 5947 / 145 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20267233 |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007233, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 5947/145 |
| Instrument | 20267233 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.87% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUMFORD ME |
| Recording Date | Jun 29, 2021 |
| Property Address | 318 WALDO ST, RUMFORD, ME 04276-1724 |
| Document Number | 0000010360 |
| Book / Page | 5617 / 673 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 10360 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 92, FALL RIVER, MA |
| Document Number | 0000010361 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 10361 |
| Name | FRANKLIN SAVINGS BANK (MAINE) |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Oxford County |
| County Subdivision | Rumford Town |
| Unified School District | Regional School Unit 10 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,424.00 (+12.71%) | $182,800 (-) Land $15,700 Building $167,100 |
| 2024 | $3,038.00 (+4.87%) | $182,800 (+39.97%) Land $15,700 Building $167,100 |
| 2023 | $2,897.00 | $130,600 (-) Land $11,200 Building $119,400 |
| 2022 | $2,897.00 | $130,600 Land $11,200 Building $119,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1981–2003) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2003 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUMFORD WATER DISTRICT serves 4,050 people · EPA ID ME0091380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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