Scott County property record for 318 W Franklin St, Eldridge, IA 52748
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,259 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,570 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 931149901041 |
| Primary APN | 931149901041 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,259 sqft Living Area |
| 1st Floor Area | 923 sqft |
| Basement Area | 923 sqft |
| Unfinished Basement | 923 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 668 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 318 W FRANKLIN ST |
|---|---|
| City | ELDRIDGE |
| State | IA |
| Zip | 52748-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN ELDRIDGE LOT: 001 BLOCK: 004 ORIGINAL TOWN W 50'LOT 1 BLK 4 |
| Legal Subdivision | ORIGINAL TOWN ELDRIDGE |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10201 |
318 W Franklin St is owned and occupied by an individual who acquired it in August 2012.
Source: Scott County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 W FRANKLIN ST, ELDRIDGE, IA 52748-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 6, 2012 |
| Transfer Doc | 0000024733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Sep 2, 2026 |
| Property Address | 318 W FRANKLIN ST, ELDRIDGE, IA 52748-1225 |
| Document Number | 0000019075 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202619075 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | SETTLEMENT SERVICES, SUMMIT SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 318 W FRANKLIN ST, ELDRIDGE, IA 52748-1225 |
| Document Number | 0000019075, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202619075 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 318 W Franklin St was $1,570 with a homeowner's exemption.
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Scott County |
| Municipality | Eldridge City |
| Unified School District | North Scott Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,570.00 | $156,300 (-0.7%) Land $41,700 Building $114,600 | $156,300 (-0.7%) Land $41,700 Building $114,600 |
| 2025 | $157,400 Land $41,700 Building $115,700 | $157,400 Land $41,700 Building $115,700 | |
| 2024 | $1,468.00 | ||
| 2023 | $138,500 Land $27,800 Building $110,700 | $138,500 Land $27,800 Building $110,700 | |
| 2022 | $1,496.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 W Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 W Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CentraCom Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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