318 W Everett St, Sparta, TN 38583 Property Records

White County property record for 318 W Everett St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 976 sqft · built 1998
Lot Size	0.569 acres (24,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Jul 2024)
Tax Bill	$591 (2021)
Deeds & Mortgages	May 2020 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`093049P D 03300`

Property Details

APN / Parcel Number

Primary APN	`093049P D 03300`
Alternative APN	`049P D 03300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,800 sqft (0.569 acres)
Lot Dimensions	310 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	1 sqft
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	318 W EVERETT ST
City	SPARTA
State	TN
Zip	38583-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	935400

Owner

Source: White County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 W EVERETT ST, SPARTA, TN 38583-1630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PUTNAM COUNTY
Apr 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PUTNAM COUNTY
Jan 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PUTNAM COUNTY
Apr 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PUTNAM COUNTY
Jan 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 30, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	20242442
Deed Book / Page	555 / 598
Transfer Doc	0001550732
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	318 W EVERETT ST, SPARTA, TN 38583-1630
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001568
Date	May 1, 2020
Book Page	RB454/550
Instrument	20001568

Lender

Name	BANK OF PUTNAM COUNTY
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	318 W EVERETT ST, SPARTA, TN 38583-1630
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001365
Date	Apr 16, 2020
Book Page	RB453/472
Instrument	20001365

Lender

Name	BANK OF PUTNAM COUNTY
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	318 W EVERETT ST, SPARTA, TN 38583-1630
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000158
Date	Jan 13, 2020
Book Page	RB447/840
Instrument	20000158

Lender

Name	BANK OF PUTNAM COUNTY
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	318 W EVERETT ST, SPARTA, TN 38583-1630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001293
Date	Apr 9, 2020
Book Page	RB453/80
Instrument	20001293

Lender

Name	BANK OF PUTNAM COUNTY
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Jan 2, 2020
Property Address	318 W EVERETT ST, SPARTA, TN 38583-1630
Document Number	0000000013
Book / Page	000447 / 000403
Instrument Date	Dec 23, 2019
Instrument	13
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$251.60
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 W EVERETT ST SPARTA TN 385831630, SPARTA, TN 38583-1630

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITE TN
Recording Date	Aug 30, 2019
Property Address	318 W EVERETT ST, SPARTA, TN 38583-1630
Document Number	0000003119
Book / Page	000439 / 000786
Instrument Date	Aug 2, 2019
Instrument	3119
Transaction Type	Foreclosure
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$217.76
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4300 GOODFELLOW BLVD #105 ST LOUIS MO 631201703, 105, ST LOUIS, MO 63120-1703

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,800 (+124.84%) Land $6,250 Building $38,550	$179,200 (+124.84%) Land $25,000 Building $154,200
2023		$19,925 Land $4,000 Building $15,925
2021	$591.00
2020			$79,700 Land $16,000 Building $63,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ben Lomand Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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