Christian County property record for 318 W Bluff Dr, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,265 sqft · built 1981 |
| Lot Size | 6.06 acres (263,974 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,660 (Aug 2023) |
| Tax Bill | $3,498 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0.6-14-0-0-24 |
| Primary APN | 11-0.6-14-0-0-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,265 sqft Living Area |
| Gross Area | 1,625 sqft |
| 1st Floor Area | 1,625 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 263,974 sqft (6.06 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 318 W BLUFF DR |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-7234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL SE SW LYING W FINLEY CK. & S EXISTING BRANCH (EXC. BEG. SWC, N 400,E TO W BANK FINLEY CK., SW ALONG BANK TO S LINE OF SE4 SW4, TH W TO POB. (* SB-190 APPROVED APPLICANT *) |
| Legal Range | 21W |
| Legal Township | 27N |
| Legal Section | 14 |
| Legal Subdivision | OZARK OUT |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 20310 |
318 W Bluff Dr is owned and occupied by two individuals who bought it in August 2023.
Source: Christian County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 W BLUFF DR, OZARK, MO 65721-7234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on File |
| Deed Sale | Aug 16, 2023 · Amount on File |
| Prior Sale | Mar 22, 2010 · Amount on File |
| Deed Document Number | 20238923 |
| Deed Book / Page | 2023 / 8805 |
| Prior Transfer Date | Nov 11, 2022 |
| Prior Transfer Doc | 0000017085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 318 W BLUFF DR, OZARK, MO 65721-7234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HOGAN LAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0202021966 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 2020/21966 |
| Instrument | 2020L22166 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,750 | $335,800 Land $35,800 Building $300,000 | |
| 2024 | $3,498.00 | ||
| 2023 | $58,490 | $308,100 Land $35,800 Building $272,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 318 W Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2008–2025) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 W Bluff Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Total HighSpeed Internet Solutions.
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