Kenton County property record for 318 W 7th St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 945 sqft · built 1953 |
| Lot Size | 0.067 acres (2,930 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $661 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-21-04-034.00 |
| Primary APN | 054-21-04-034.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 945 sqft Finished Area |
| Gross Area | 1,050 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,930 sqft (0.067 acres) |
| Lot Dimensions | 80 ft deep x 37.5 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 318 W 7TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREERS ADDN BLK 32 LOT 5 & PT LOT 4 37.5'X 80' IRREG |
| Legal Subdivision | GREERS ADDN |
| Legal Phase | 32 |
| Legal Block | 32 |
| Legal Lot Number | 5,4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 60300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
318 W 7th St is owned and occupied by two individuals.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 W 7TH ST, COVINGTON, KY 41011-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 318 W 7th St was $661 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (+46.46%) Land $10,000 Building $135,000 | $145,000 (+46.46%) Land $10,000 Building $135,000 | |
| 2025 | $661.00 Homeowner's exemption | $99,000 Land $5,000 Building $94,000 | $99,000 Land $5,000 Building $94,000 |
| 2023 | $700.00 Homeowner's exemption | $99,000 Land $5,000 Building $94,000 | $99,000 Land $5,000 Building $94,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 W 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 318 W 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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