318 Veterans Dr, Dieterich, IL 62424 Property Records

Effingham County property record for 318 Veterans Dr, Dieterich, IL 62424

Property Summary

Property Type	Single Family Home
Details	1,723 sqft · built 2022
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$1,032,000 (Oct 2025)
Tax Bill	$6,422 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-20-005-067`

Property Details

APN / Parcel Number

Primary APN	`02-20-005-067`

Interior

Stories	1 Story
Building Area	1,723 sqft Base Area
1st Floor Area	1,723 sqft
Basement Area	1,723 sqft
Unfinished Basement	1,723 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	318 VETERANS DR
City	DIETERICH
State	IL
Zip	62424-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SECOND REPLAT OF HARTKE'S SUB #5 25003716 3807/346 3367/69 3358/17 3350/100 2389/125
Legal Subdivision	HARTKE'S SUBDIVISION
Legal Lot Number	29
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BISHOP
Census Block Group	1
Census Block	1079
Census Tract	950500

Owner

318 Veterans Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	318 VETERANS DR, DIETERICH, IL 62424-1100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 16, 2025	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Aug 29, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Deed Document Number	20253716
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	318 VETERANS DR, DIETERICH, IL 62424-1100
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525003131
Date	Sep 3, 2025
Instrument	202525003131

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 25, 2045

Interest

Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 16, 2025
Property Address	318 VETERANS DR, DIETERICH, IL 62424-1100
Document Number	202525003716
Map Reference	MB 3419 PG 200 PL NO
Instrument Date	Oct 14, 2025
Instrument	202525003716
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	318 VETERANS DR, DIETERICH, IL 62424-1100

Mortgage

Document Number	202525003717
Date	Oct 16, 2025
Instrument	202525003717

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 29, 2022
Property Address	VETERANS DR, DIETERICH, IL 62424
Document Number	003807/346
Book / Page	3807 / 346
Map Reference	DOC 201801804165
Instrument Date	Aug 26, 2022
Instrument	202222003581
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 N MAIN ST, 109, DIETERICH, IL 62424-1083

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16296 N 2300TH ST, MONTROSE, IL 62445-5005

Tax Assessment & Valuation

The 2025 property tax bill for 318 Veterans Dr was $6,422 with a homeowner's exemption, up 8.1% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Bishop Township
Municipality	Dieterich Village
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,422.00 (+8.1%)	$94,420 (+10.01%) Land $2,040 Building $92,380	$283,260 (+10.01%) Land $6,120 Building $277,140
2024	$5,941.00 Homeowner's exemption	$85,830 Land $1,850 Building $83,980	$257,490 Land $5,550 Building $251,940
2022	Additional exemption filed

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 318 Veterans Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 318 Veterans Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIETERICH serves 900 people · EPA ID IL0490150
Water Source	Purchased groundwater from EJ WATER COOPERATIVE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

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