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318 Upper Brown Rd, Esperance, NY 12066 Property Records

Schenectady County and Duanesburg Town property record for 318 Upper Brown Rd, Esperance, NY 12066

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,068 sqft · built 1978
Lot Size2.13 acres (92,783 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Aug 2020)
Tax Bill$1,375 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN422089 73.00-1-6.3

Property Details

APN / Parcel Number

Primary APN422089 73.00-1-6.3
Alternative APN
  • 208907300000010060030000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,068 sqft Living Area
1st Floor Area1,068 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area92,783 sqft (2.13 acres)
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address318 UPPER BROWN RD
CityESPERANCE
StateNY
Zip12066-2866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number6.003
JurisdictionSCHENECTADY NY
Township / Civil DivisionDUANESBURG
Census Block Group3
Census Block3041
Census Tract33102

Owner

318 Upper Brown Rd is owned and occupied by an individual who bought it in August 2020.

Source: Schenectady County and Duanesburg Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address318 UPPER BROWN RD, ESPERANCE, NY 12066-2866
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 31, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2020 · Amount on File
Deed SaleAug 3, 2020 · Amount on File
Prior SaleOct 31, 2018 · Amount on File
Deed Document Number202022145
Deed Book / Page2038 / 919
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 3, 2020
Property Address318 UPPER BROWN RD, ESPERANCE, NY 12066-2866
Document Number0000022145
Book / Page2038 / 919
Instrument DateJul 28, 2020
Instrument202022145
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$592.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address318 UPPER BROWN RD, 318, ESPERANCE, NY 12066-2866

Transferred To (Grantee/Buyer)

NameVerified Name
Address4878 COUNTY HIGHWAY 18, DELHI, NY 13753-2259

Mortgage

Document Number0000022147
DateAug 3, 2020
Book Page5008/865
Instrument202022147
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 31, 2018
Property Address318 UPPER BROWN RD, ESPERANCE, NY 12066-2866
Document Number0000048313
Book / Page001999 / 000041
Instrument DateOct 25, 2018
Instrument48313
Transaction TypeTransfer
Record UpdatedNov 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1 ROOF ST FORT PLAIN NY 133391428, FORT PLAIN, NY 13339-1428

Tax Assessment & Valuation

The 2026 property tax bill for 318 Upper Brown Rd was $1,375, up 4.6% from the year before.

Source: Schenectady County and Duanesburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionDuanesburg Town
Unified School DistrictSchoharie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,375.00 (+4.64%)
2025$1,314.00$44,000 Land $6,300 Building $37,700$209,524 Land $30,000 Building $179,524
2023$42,000 (-) Land $6,300 Building $35,700$178,723 (+10.64%) Land $26,808 Building $151,915
2022$42,000 Land $6,300 Building $35,700$161,538 Land $24,231 Building $137,307
2021$2,759.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 Upper Brown Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1984–2011)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Upper Brown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

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