Bergen County and Lodi Borough property record for 318 Union St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,468 sqft · built 1920 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (Jul 2025) |
| Tax Bill | $10,369 (2025) |
| Deeds & Mortgages | Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00119-0000-00031 |
| Primary APN | 31-00119-0000-00031 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,468 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 240700 |
|---|---|
| Street Address | 318 UNION ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X125 |
| Legal Block | 119 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30402 |
318 Union St is owned and occupied by an individual who bought it in July 2025.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 UNION ST, LODI, NJ 07644-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Aug 18, 2006 · Amount on File |
| Deed Document Number | 202547306 |
| Deed Book / Page | 5547 / 1985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 13, 2024 |
| Property Address | 318 UNION ST, LODI, NJ 07644-3230 |
| Document Number | 0051911733 |
| Book / Page | 5191 / 1733 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024013420 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 408 WASHINGTON ST, CARLSTADT, NJ 07072-1409 |
| Name | Verified Name |
|---|---|
| Address | 41 MOZART ST, EAST RUTHERFORD, NJ 07073-1331 |
The 2025 property tax bill for 318 Union St was $10,369, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,900 (-) Land $151,900 Building $141,000 | $292,900 (-) Land $151,900 Building $141,000 | |
| 2025 | $10,369.00 (+5.61%) | $292,900 Land $151,900 Building $141,000 | $292,900 Land $151,900 Building $141,000 |
| 2024 | $9,818.00 | ||
| 2023 | $292,900 (-) Land $151,900 Building $141,000 | $292,900 (-) Land $151,900 Building $141,000 | |
| 2022 | $9,560.00 (-1.24%) | $292,900 Land $151,900 Building $141,000 | $292,900 Land $151,900 Building $141,000 |
| 2021 | $9,680.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 318 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 318 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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