Volusia County property record for 318 Two Oaks Dr, Edgewater, FL 32141
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,102 sqft · built 2004 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Mar 2013) |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-58-00-0970 |
| Primary APN | 8402-58-00-0970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,102 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 1,902 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,560 sqft (0.174 acres) |
| Lot Dimensions | 126 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 286 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 432 sqft |
| Patio Area | 594 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 6223432 |
|---|---|
| Street Address | 318 TWO OAKS DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32141-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 97 MAJESTIC OAKS PHASE II MB 50 PGS 17-19 INC PER OR 5291 PG 1572 PER OR 5371 PG 1870 PER OR 6655 PG 4573 PER OR 6756 PG 0630 PER OR 6835 PG 1696 PER OR 7151 PG 2010 PER OR 7591 PG 2573 PER OR 7597 PG 2297 PER OR 8105 PG 3671 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | MAJESTIC OAKS PHASE II MB |
| Legal Phase | 2 |
| Legal Tract | 58 |
| Legal Lot Number | 97 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 83005 |
Source: Volusia County records · APN 8402-58-00-0970
Assessment roll updated March 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 TWO OAKS DR, EDGEWATER, FL 32141-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 06, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Sep 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2013 · Amount on Record |
| Deed Sale | Mar 25, 2013 · Amount on Record |
| Prior Sale | Dec 01, 2011 |
| Deed Document Number | 201357477 |
| Deed Book / Page | 6835 / 1696 |
| Last Transfer Date | Sep 12, 2018 |
| Transfer Doc | 0075972297 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 318 TWO OAKS DR, EDGEWATER, FL 32141-3004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 318 TWO OAKS DR, EDGEWATER, FL 32141-3004 |
| Document Number | 0082784903 |
|---|---|
| Date | Jul 06, 2022 |
| Book Page | 8278/4903 |
| Instrument | 2022157676 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 832 Months |
| Due | Nov 21, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.82% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.82% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 318 TWO OAKS DR, EDGEWATER, FL 32141-3004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0078574198 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 7857/4198 |
| Instrument | 2020-096349 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Sep 13, 2018 |
| Property Address | 318 TWO OAKS DR, EDGEWATER, FL 32141-3004 |
| Document Number | 0075972297 |
| Book / Page | 007597 / 002297 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 186206 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 TWO OAKS DR EDGEWATER FL 321413004, EDGEWATER, FL 32141-3004 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 30, 2018 |
| Property Address | 318 TWO OAKS DR, EDGEWATER, FL 32141-3004 |
| Document Number | 0075912573 |
| Book / Page | 007591 / 002573 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 176245 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 TWO OAKS DR EDGEWATER FL 321413004, EDGEWATER, FL 32141-3004 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,940 (+2.7%) | $358,180 (+2.45%) Land $45,240 Building $312,940 | |
| 2025 | $1,995.00 (+4.45%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $181,052 (+5.99%) | $349,621 (+8.95%) Land $45,240 Building $304,381 |
| 2023 | $1,910.00 (-0.98%) Disabled Person's exemption Veteran's exemption | $170,826 (+3%) | $320,913 (+11.73%) Land $42,120 Building $278,793 |
| 2022 | $1,929.00 Disabled Person's exemption Veteran's exemption | $165,850 | $287,232 Land $28,392 Building $258,840 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 17 (1995–2022) |
| Claims Outside the SFHA | 16 of 17 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
Based on FCC filings for 361 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF EDGEWATER serves 28,552 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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