318 Turtle Bay Ln, Costa Mesa, CA 92627 Property Records

Orange County property record for 318 Turtle Bay Ln, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,655 sqft · built 1999
Lot Size	0.055 acres (2,396 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jun 2008)
Tax Bill	$8,377 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`439-233-05`

Property Details

APN / Parcel Number

Primary APN	`439-233-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,655 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	2,396 sqft (0.055 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	318 TURTLE BAY LN
City	COSTA MESA
State	CA
Zip	92627-6551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15846 BLK LOT 5
Legal Subdivision	TRACT NO 15846
Legal Tract	15846
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1000
Census Tract	63103

Owner

318 Turtle Bay Ln is owned and occupied by an individual who acquired it in November 2008.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	318 TURTLE BAY LN, COSTA MESA, CA 92627-6551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Intrafamily Transfer, Transfer
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2008 · Amount on File
Deed Sale	Jun 17, 2008 · Amount on File
Prior Sale	Mar 17, 2008 · Amount on File
Deed Document Number	2008290351
Last Transfer Date	Nov 6, 2008
Transfer Doc	0000542710
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 10, 2026
Property Address	318 TURTLE BAY LN, COSTA MESA, CA 92627-6551
Document Number	0000032337
Map Reference	MB 798 PG 9&10
Instrument Date	Feb 6, 2026
Instrument	2026000032337
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 TURTLE BAY LN, COSTA MESA, CA 92627-6551

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	318 TURTLE BAY LN, COSTA MESA, CA 92627-6551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 TURTLE BAY LN, COSTA MESA, CA 92627-6551

Mortgage

Document Number	0000009647
Date	Jan 7, 2021
Instrument	2021000009647

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 318 Turtle Bay Ln was $8,377.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,876 (+2%) Land $418,587 Building $318,289
2025	$8,377.00 Homeowner's exemption	$722,428 Land $410,379 Building $312,049
2023	$7,991.00 (+2.1%) Homeowner's exemption	$694,376 Land $394,443 Building $299,933
2022	$7,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 318 Turtle Bay Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Turtle Bay Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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