318 Tracks Holw, Murphy, NC 28906 Property Records

Cherokee County property record for 318 Tracks Holw, Murphy, NC 28906

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,000 (Oct 2022)
Tax Bill	$175 (2025)
Deeds & Mortgages	Jan 2025 Construction Loan Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`443900377972000`

Property Details

APN / Parcel Number

Primary APN	`443900377972000`
Alternative APN	`58775`

Exterior

Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	185 ft deep x 391 ft wide

Location & Zoning

Account Number	58775
Street Address	318 TRACKS HOLW
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 163 THE SANCTUARY @ VANCE MTN 1692/618 E/144A
Legal Subdivision	TRACKS HOLLOW
Legal Lot Number	163
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1002
Census Tract	930605

Owner

Source: Cherokee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19815 BRIDGETOWN LOOP, VENICE, FL 34293-2277
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
Jul 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage IMPECCABLE LENDING INC
Jan 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage IMPECCABLE LENDING INC A GEORGI
Oct 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	20226898
Deed Book / Page	1723 / 879
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	318 TRACKS HOLW, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19815 BRIDGETOWN LOOP, VENICE, FL 34293-2277

Mortgage

Document Number	001771/696
Date	Jan 22, 2025
Book Page	1771/696
Instrument	261

Lender

Name	PINNACLE BANK
Type	Bank
Address	361 BLUE RIDGE ST, BLAIRSVILLE, GA 30512

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 17, 2026

Interest

Rate Type	Adjustable Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	318 TRACKS HOLW, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 TRAVERSE AVE, NORTH PORT, FL 34286-7044

Mortgage

Document Number	01781/1250
Date	Jul 14, 2025
Book Page	1781/1250
Instrument	3267

Lender

Name	IMPECCABLE LENDING INC
Type	Mortgage Company
Address	101 S MAIN ST STE 3, HIAWASSEE, GA 30546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	318 TRACKS HOLW, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 TRAVERSE AVE, NORTH PORT, FL 34286-7044

Mortgage

Document Number	001771/714
Date	Jan 22, 2025
Book Page	1771/714
Instrument	262

Lender

Name	IMPECCABLE LENDING INC A GEORGI
Address	101 S MAIN ST, HIAWASSEE, GA 30546

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 21, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 26, 2022
Property Address	318 TRACKS HOLW, MURPHY, NC 28906
Document Number	001723/879
Book / Page	1723 / 879
Map Reference	CAB H SL 1303
Instrument Date	Oct 20, 2022
Instrument	6898
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4670 JEFFERSON TOWNSHIP LN, MARIETTA, GA 30066-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19815 BRIDGETOWN LOOP, VENICE, FL 34293-2277

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$175.00	$25,000	$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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