Allegany County property record for 318 Sunset Dr, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,394 sqft · built 1962 |
| Lot Size | 0.328 acres (14,266 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (May 2026) |
| Tax Bill | $2,683 (2025) |
| Deeds & Mortgages | May 2026 Sale Jun 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-008523 |
| Primary APN | 29-008523 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,394 sqft Total Area |
| Basement Area | 914 sqft |
| Finished Basement | 914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,266 sqft (0.328 acres) |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 280 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 008523 |
|---|---|
| Street Address | 318 SUNSET DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 318 SUNSET DR PT LOT 318 104X146 SUNSET VIEW 92X145 |
| Legal Subdivision | SUNSET VIEW ADDITION |
| Legal Lot Number | 318 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1200 |
318 Sunset Dr is owned and occupied by an individual who bought it in May 2026.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 SUNSET DR, CUMBERLAND, MD 21502-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit E-CHICAGO TITLE, CHICAGO TITLE |
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Feb 15, 2013 · Amount on File |
| Deed Book / Page | 3158 / 67 |
| Transfer Doc | 0007040127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 8, 2026 |
| Property Address | 318 SUNSET DR, CUMBERLAND, MD 21502-1921 |
| Document Number | 3158000067 |
| Book / Page | 3158 / 67 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $303,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 SUNSET DR, CUMBERLAND, MD 21502-1921 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 2, 2026 |
| Property Address | 318 SUNSET DR, CUMBERLAND, MD 21502-1921 |
| Document Number | 3164000459 |
| Book / Page | 3164 / 459 |
| Instrument Date | Jan 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 318 SUNSET DR, CUMBERLAND, MD 21502-1921 |
| Document Number | 3164000459, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 3164/459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Jan 8, 2041 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 318 SUNSET DR, LAVALE, MD 21502-1921 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 002652-0231 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 2652/231 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 318 Sunset Dr was $2,683.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,600 (+7.25%) | $249,400 (-) Land $43,500 Building $205,900 | |
| 2025 | $2,683.00 | $217,800 | $249,400 Land $43,500 Building $205,900 |
| 2023 | $2,106.00 | $193,767 | $202,000 Land $35,600 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Sunset Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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