318 Summit Rd, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 318 Summit Rd, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,238 sqft · built 1937
Lot Size	0.436 acres (18,992 sqft)
Owner	Individual Name on Record
Last Sale	$920,000 (Aug 2013)
Tax Bill	$13,538 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-181-012-8`

Property Details

APN / Parcel Number

Primary APN	`179-181-012-8`
Alternative APN	`179-181-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area
1st Floor Area	1,143 sqft
2nd Floor Area	1,095 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1960
Lot Area	18,992 sqft (0.436 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	318 SUMMIT RD
City	WALNUT CREEK
State	CA
Zip	94598-4732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CCCC LAND CO POR LT A
Legal Subdivision	SAN MIGUEL RHO
Legal Lot Number	A
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	343002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 SUMMIT RD, WALNUT CREEK, CA 94598-4732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2013 · Amount on Record
Deed Sale	Aug 16, 2013 · Amount on Record
Prior Sale	Apr 11, 2007 · Amount on Record
Deed Document Number	2013204487
Prior Transfer Date	Apr 9, 2009
Prior Transfer Doc	0000082139
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	318 SUMMIT RD, WALNUT CREEK, CA 94598-4732
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 SUMMIT RD, WALNUT CREEK, CA 94598-4732

Mortgage

Document Number	0000225568
Date	Aug 13, 2021
Instrument	2021-225568

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	318 SUMMIT RD, WALNUT CREEK, CA 94598-4732
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 SUMMIT RD, WALNUT CREEK, CA 94598-4732

Mortgage

Document Number	0000256361
Date	Sep 15, 2021
Instrument	2021-256361

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	318 SUMMIT RD, WALNUT CREEK, CA 94598-4732
Document Number	0000153260
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 SUMMIT RD WALNUT CREEK CA 945984732, WALNUT CREEK, CA 94598-4732

Mortgage

Document Number	0000153260
Date	Jul 27, 2020
Instrument	153260

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 26, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	318 SUMMIT RD, WALNUT CREEK, CA 94598-4732
Document Number	0000174693
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 SUMMIT RD WALNUT CREEK CA 945984732, WALNUT CREEK, CA 94598-4732

Mortgage

Document Number	0000174693
Date	Oct 15, 2019
Instrument	174693

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 14, 2044

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,150,337 (+2%) Land $1,034,810 Building $115,527
2025	$13,538.00 (+3.84%)	$1,127,782 (+4.04%) Land $1,014,520 Building $113,262
2023	$13,037.00 (+2.24%)	$1,083,991 Land $975,126 Building $108,865
2022	$12,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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