Madison County and Oneida City property record for 318 Summit Ave, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1952 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,500 (May 1996) |
| Tax Bill | $4,215 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jan 2018 Transfer |
| APN | 251201 38.47-1-21 |
| Primary APN | 251201 38.47-1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 384 sqft |
| Finished Basement | 384 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 99 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 231 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 318 SUMMIT AVE |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 SUMMIT AVE, ONEIDA, NY 13421-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 12, 2018 | Quit Claim Deed, Transfer LEATHERSTOCKING ABSTRACT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 1996 · Amount on Record |
| Deed Sale | May 28, 1996 · Amount on Record |
| Deed Book / Page | 1038 / 241 |
| Last Transfer Date | Jan 10, 2018 |
| Transfer Doc | 0000000237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 318 SUMMIT AVE, ONEIDA, NY 13421-2319 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000950 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023-4950 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jan 12, 2018 |
| Property Address | 318 SUMMIT AVE, ONEIDA, NY 13421-2319 |
| Document Number | 0000000237 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 237 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | LEATHERSTOCKING ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 318 SUMMIT AVE ONEIDA NY 134212319, ONEIDA, NY 13421-2319 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,215.00 (-1.47%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,278.00 (+448.46%) | $86,000 (-) Land $10,600 Building $75,400 | $121,127 (+7.04%) Land $14,930 Building $106,197 |
| 2023 | $86,000 (-) Land $10,600 Building $75,400 | $113,158 (+9.21%) Land $13,947 Building $99,211 | |
| 2022 | $780.00 Homeowner's exemption Senior Citizen's exemption | $86,000 Land $10,600 Building $75,400 | $103,614 Land $12,771 Building $90,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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