318 Stuart St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 318 Stuart St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 977 sqft · built 1910
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on Record
Last Sale	$442,890 (May 2026)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R055190`

Property Details

APN / Parcel Number

Primary APN	`R055190`
Alternative APNs	`05-1887-25-1-17-03-0000` `0000003699`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	977 sqft Living Area
1st Floor Area	977 sqft
Basement Area	717 sqft
Unfinished Basement	489 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,269 sqft (0.098 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000003699
Street Address	318 STUART ST
City	HELENA
State	MT
Zip	59601-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HAUSER ADDN, S25, T10 N, R04 W, BLOCK 2, S35' OF E50' OF LT 11 E50' LT 12
Legal Range	04W
Legal Township	10N
Legal Section	25
Legal Subdivision	HAUSER ADDN
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2005
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helena Historic District listed 1972 · 75 contributing resources · NRIS 72000737

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lewis And Clark County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 N BENTON AVE, HELENA, MT 59601-6212
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Sep 15, 2020	Warranty Deed, Transfer · Commercial Mortgage ROCKY MOUNTAIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	20263450590
Deed Book / Page	65 / 4258
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	318 STUART ST, HELENA, MT 59601-2763
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M61/6075
Date	Oct 14, 2022
Book Page	M61/6075
Instrument	3405042

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	May 27, 2026
Property Address	318 STUART ST, HELENA, MT 59601-2763
Document Number	0003450590
Book / Page	65 / 4258
Instrument Date	May 27, 2026
Instrument	20263450590
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	FLYING S TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 N BENTON AVE, HELENA, MT 59601-6212

Mortgage

Document Number	0003450591,
Date	May 27, 2026
Instrument	20263450591

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 15, 2020
Property Address	318 STUART ST, HELENA, MT 59601-2763
Document Number	M57/7821
Book / Page	M57 / 7821
Instrument Date	Sep 15, 2020
Instrument	3362737
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3362738
Date	Sep 15, 2020
Instrument	3362738

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,995.00 (-31.3%)	$377,700 (+41.73%)	$377,700 (+41.73%) Land $152,163 Building $225,537
2023	$2,904.00	$266,500	$266,500 Land $92,988 Building $173,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Montana Internet.

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