Stearns County property record for 318 Spruce St, Paynesville, MN 56362
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 6,613 sqft · built 1984 |
| Lot Size | 1.07 acres (46,460 sqft) |
| Owner | Company Name on Record |
| Last Sale | $340,800 (Dec 2013) |
| Tax Bill | $4,566 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-39363-0023 |
| Primary APN | 70-39363-0023 |
|---|
| Units | 16 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,613 sqft Living Area |
| 1st Floor Area | 6,613 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 46,460 sqft (1.07 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 318 SPRUCE ST |
|---|---|
| City | PAYNESVILLE |
| State | MN |
| Zip | 56362-2050 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT 5 LESS W50' BLK 2 RIDGEVIEW 3RD ADD SECTION 16 TOWNSHIP 122 RANGE 032 RIDGEVIEW 3RD ADD SECTION 16 TOWNSHIP 122 RANGE 032 |
| Legal Range | 32W |
| Legal Township | 122 |
| Legal Section | 16 |
| Legal Subdivision | RIDGEVIEW 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | PAYNESVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11000 |
Source: Stearns County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9976 OLD WAGON TRL, EDEN PRAIRIE, MN 55347-4548 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2013 · Amount on Record |
| Deed Sale | Dec 31, 2013 · Amount on Record |
| Deed Document Number | 2013539146 |
| Record Updated | Oct 29, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Paynesville City |
| Unified School District | Paynesville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,566.00 (-14.97%) | $616,300 (+9.99%) Land $147,100 Building $469,200 | $616,300 (+9.99%) Land $147,100 Building $469,200 |
| 2025 | $560,300 (+14.16%) Land $140,100 Building $420,200 | $560,300 (+14.16%) Land $140,100 Building $420,200 | |
| 2023 | $5,370.00 | $490,800 Land $122,700 Building $368,100 | $490,800 Land $122,700 Building $368,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2007–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Paynesville serves 2,575 people · EPA ID MN1730018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Broadband Fiber | 1,000 / 1,000 |
| Meeker Cooperative Light & Power Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Arvig, Verizon.
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