318 Spring St, Cambridge, OH 43725 Property Records

Guernsey County property record for 318 Spring St, Cambridge, OH 43725 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,020 sqft · built 1996
Lot Size	0.458 acres (19,952 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Apr 2023)
Tax Bill	$640 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0000833.000`

Property Details

APN / Parcel Number

Primary APN	`06-0000833.000`
Alternative APN	`002538-7`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Shingle
Lot Area	19,952 sqft (0.458 acres)
Lot Dimensions	172 ft deep x 116 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002538-7
Street Address	318 SPRING ST
City	CAMBRIDGE
State	OH
Zip	43725-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA04-15 PT 24 TURNER
Legal Range	03W
Legal Township	02N
Legal Section	04
Legal Subdivision	TURNERS ADDITION
Legal Tract	2
Legal Lot Number	24PT
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2024
Census Tract	977300

Owner

Source: Guernsey County records · APN 06-0000833.000

Assessment roll updated March 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	318 SPRING ST, CAMBRIDGE, OH 43725-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2023	Warranty Deed, Transfer · Conventional Mortgage THE COMMUNITY BANK
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage DOVER-PHILA FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2023 · Amount on Record
Deed Sale	Apr 06, 2023 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	20232193
Deed Book / Page	588 / 5482
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 06, 2023
Property Address	318 SPRING ST, CAMBRIDGE, OH 43725-2636
Document Number	00588/5482
Book / Page	588 / 5482
Instrument Date	Mar 31, 2023
Instrument	202300002193
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002194
Date	Apr 06, 2023
Instrument	202300002194

Lender

Name	THE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 01, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year T-Bill
Margin	3
Max Rate	10.2%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Mar 28, 2018
Property Address	318 SPRING ST, CAMBRIDGE, OH 43725-2636
Document Number	00555/2776
Book / Page	555 / 2776
Instrument Date	Mar 16, 2018
Instrument	201800001660
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	SECURITY FIRST TITLE, SECURITY FIRST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 SPRING ST, CAMBRIDGE, OH 43725-2636

Mortgage

Document Number	201800001661
Date	Mar 28, 2018
Instrument	201800001661

Lender

Name	DOVER-PHILA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2033

Tax Assessment & Valuation

Source: Guernsey County records · Assessment roll updated March 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00 (-1.23%) Homeowner's exemption	$12,953 (-) Land $4,809 Building $8,144
2024	$648.00 (+9.27%) Homeowner's exemption	$12,953 (+17.15%) Land $4,809 Building $8,144	$37,010 (+17.01%) Land $13,740 Building $23,270
2023	$593.00 (+5.14%)	$11,057 (-0.12%) Land $4,106 Building $6,951
2022	$564.00	$11,070 Land $4,120 Building $6,950	$31,630 (+0.13%) Land $11,770 Building $19,860
2021			$31,590 Land $11,730 Building $19,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guernsey County (39059C), updated August 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390599773002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force 2 of 11 on primary residences
Nearby Flood Claims	11 (1981–2004)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2004, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Sep 2004), 3 claims Severe Storms, Flooding, And Tornadoes (Jun 1998), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

318 Spring St, Cambridge, OH 43725 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number