318 Spokane Ave, Troy, MT 59935 Property Records

Lincoln County property record for 318 Spokane Ave, Troy, MT 59935

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,548 sqft · built 2021
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$166,300 (Jun 2021)
Tax Bill	$1,496 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Construction Loan + 1 more
APN	`R564401`

Property Details

APN / Parcel Number

Primary APN	`R564401`
Alternative APNs	`56-4280-12-3-17-11-0000` `0000003942`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,548 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000003942
Street Address	318 SPOKANE AVE
City	TROY
State	MT
Zip	59935
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WEST TROY ORIG TWNST, S12, T31 N, R34 W, BLOCK 16, LOT 4 - 7, 12489 SQUARE FEET, CS 4879
Legal Range	34W
Legal Township	31N
Legal Section	12
Legal Subdivision	WEST TROY ORIG TWNST
Legal Block	16
Legal Lot Number	4-7
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	1
Census Block	1050
Census Tract	500

Owner

318 Spokane Ave, a mobile home, is owned by two individuals who bought it in June 2021.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 208, TROY, MT 59935-0208
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MONTANA BANK INC
Jun 22, 2021	Affidavit of Death, Transfer · Construction Mortgage FIRST MONTANA BANK INC
Dec 1, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Deed Document Number	2021294067
Deed Book / Page	390 / 560
Prior Transfer Date	Dec 1, 2020
Prior Transfer Doc	000386/365
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	318 SPOKANE AVE, TROY, MT 59935
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000394/436
Date	Jan 3, 2022
Book Page	394/436
Instrument	298161

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	MISSOULA, MT 59802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LINCOLN MT
Recording Date	Jun 22, 2021
Property Address	318 SPOKANE AVE, TROY, MT 59935
Document Number	000390/560
Book / Page	390 / 560
Instrument Date	Jun 2, 2021
Instrument	294067
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 208, TROY, MT 59935-0208

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000390/561
Date	Jun 22, 2021
Book Page	390/561
Instrument	294068

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Dec 1, 2020
Property Address	318 SPOKANE AVE, TROY, MT 59935
Document Number	000386/365
Book / Page	386 / 365
Instrument Date	Dec 1, 2020
Instrument	289637
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 CORNSTOCK WAY, WOODBURN, OR 97071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 208, TROY, MT 59935-0208

Tax Assessment & Valuation

The 2026 property tax bill for 318 Spokane Ave was $1,496, up 7.7% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Troy City
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,496.00 (+7.7%)	$299,242 (-)
2025	$1,389.00	$299,242	$299,242 Land $66,362 Building $232,880
2023	$2,455.00	$227,280	$227,280 Land $20,120 Building $207,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 318 Spokane Ave; there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1997)
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Spokane Ave is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 80% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 2,100 people · EPA ID MT0000348
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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