Bergen County and Paramus Borough property record for 318 Spencer Pl, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 3,944 sqft · built 2011 |
| Lot Size | 0.294 acres (12,821 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,080,000 (Jul 2012) |
| Tax Bill | $20,925 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-07113-0000-00025 |
| Primary APN | 46-07113-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,944 sqft Living Area |
| 1st Floor Area | 3,944 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Frame |
| Lot Area | 12,821 sqft (0.294 acres) |
| Account Number | 746300 |
|---|---|
| Street Address | 318 SPENCER PL |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75XIRR 4.6LT |
| Legal Block | 7113 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 42302 |
Source: Bergen County and Paramus Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 318 SPENCER PL, PARAMUS, NJ 07652-4919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2012 · Amount on Record |
| Deed Sale | Jul 13, 2012 · Amount on Record |
| Prior Sale | Dec 30, 2010 · Amount on Record |
| Deed Document Number | 201266628 |
| Deed Book / Page | 1093 / 2200 |
| Prior Transfer Date | Aug 14, 2007 |
| Prior Transfer Doc | 0093900455 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,461,200 (+4.68%) Land $434,700 Building $1,026,500 | $1,461,200 (+4.68%) Land $434,700 Building $1,026,500 | |
| 2025 | $20,925.00 (+5.28%) | $1,395,900 (+10.47%) Land $392,700 Building $1,003,200 | $1,395,900 (+10.47%) Land $392,700 Building $1,003,200 |
| 2024 | $19,876.00 (+7.77%) | ||
| 2023 | $1,263,600 Land $341,900 Building $921,700 | $1,263,600 Land $341,900 Building $921,700 | |
| 2022 | $18,443.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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