Carlton County property record for 318 Smith Rd, Esko, MN 55733 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1964 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,658 (2026) |
| Deeds & Mortgages | May 2020 Refinance Dec 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-0765 |
| Primary APN | 78-020-0765 |
|---|---|
| Alternative APN |
|
| Building Area | 1,040 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 57,935 sqft (1.33 acres) |
| Account Number | 25369 |
|---|---|
| Street Address | 318 SMITH RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW1/4 OF SE1/4 COM SW COR TH E ALG S LN TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 04 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 70300 |
Source: Carlton County records · APN 78-020-0765
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 SMITH RD, ESKO, MN 55733-9537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN BANK & TRUST |
| Dec 12, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 318 SMITH RD, ESKO, MN 55733-9537 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000491496 |
|---|---|
| Date | May 08, 2020 |
| Instrument | A000491496 |
| Name | FRANDSEN BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 318 SMITH RD, ESKO, MN 55733-9537 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000483841 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | A000483841 |
| Name | FRANDSEN BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,658.00 (+22.15%) Homeowner's exemption | ||
| 2025 | $243,500 (+16.34%) Land $57,900 Building $185,600 | $243,500 (+16.34%) Land $57,900 Building $185,600 | |
| 2024 | $2,176.00 Homeowner's exemption | $209,300 (+8.17%) Land $57,900 Building $151,400 | $209,300 (+8.17%) Land $57,900 Building $151,400 |
| 2023 | $2,176.00 Homeowner's exemption | $193,500 (-) Land $56,000 Building $137,500 | $193,500 (-) Land $56,000 Building $137,500 |
| 2022 | $193,500 Land $56,000 Building $137,500 | $193,500 Land $56,000 Building $137,500 |
Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1985–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2012, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 7% of the US · above 21% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Fiber | 2,000 / 1,000 |
| AirFiber | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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