318 Smith Dr, Durham, NC 27712 Property Records

Durham County property record for 318 Smith Dr, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1973
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (May 2024)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0825-95-2292`

Property Details

APN / Parcel Number

Primary APN	`0825-95-2292`
Alternative APNs	`0825-95-22-9201` `082502952281` `186552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Heated Area
1st Floor Area	1,716 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Ranch
Lot Area	20,038 sqft (0.46 acres)
Porch	Porch
Porch Area	222 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	082502952281
Street Address	318 SMITH DR
City	DURHAM
State	NC
Zip	27712-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BRENTWOOD/BLK:B/SEC:04/LT #17 PL:000076-000074
Legal Subdivision	BRENTWOOD SEC 4
Legal Block	B
Legal Lot Number	17
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	5
Census Block	5008
Census Tract	1601

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	318 SMITH DR, DURHAM, NC 27712-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Feb 15, 2002 · Amount on Record
Deed Document Number	0010097171
Deed Book / Page	10097 / 171
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	318 SMITH DR, DURHAM, NC 27712-1628
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 CEDAR LN, GREENVILLE, NC 27858-6818

Mortgage

Document Number	OPR100970173
Date	May 3, 2024
Book Page	OPR 10097/173
Instrument	2024095084

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 11757, COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.45%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.4%
Index	Other
Margin	3
Max Rate	11.4%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	318 SMITH DR, DURHAM, NC 27712-1628
Document Number	0081690577
Book / Page	008169 / 000577
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 SMITH DR DURHAM NC 277121628, DURHAM, NC 27712-1628

Mortgage

Document Number	0081690577
Date	Apr 26, 2017
Book Page	008169/000577
Instrument	13606

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,568.00 (+29.31%)	$354,604 (+77.5%) Land $73,000 Building $281,604	$354,604 (+77.5%) Land $73,000 Building $281,604
2023	$1,986.00 (+4.25%)	$199,777 Land $29,160 Building $170,617	$199,777 Land $29,160 Building $170,617
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD S/D private · serves 69 people · EPA ID NC0332117
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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