318 Silver Pine Dr, Lake Mary, FL 32746 Property Records

Seminole County property record for 318 Silver Pine Dr, Lake Mary, FL 32746

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,555 sqft · built 1993
Lot Size0.235 acres (10,278 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Jun 2016)
Tax Bill$2,703 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-20-30-5JP-0000-2120

Property Details

APN / Parcel Number

Primary APN05-20-30-5JP-0000-2120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,555 sqft Living Area
1st Floor Area1,555 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,278 sqft
Garage Area428 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area33 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address318 SILVER PINE DR
CityLAKE MARY
StateFL
Zip32746-4830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 212 HILLS OF LAKE MARY PH 2 PB 36 PGS 32 & 33
Legal Range30E
Legal Township20S
Legal Section05
Legal SubdivisionHILLS OF LAKE MARY
Legal Lot Number212
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group3
Census Block3011
Census Tract20805

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address318 SILVER PINE DR, LAKE MARY, FL 32746-4830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2016 · Amount on Record
Deed SaleJun 1, 2016 · Amount on Record
Prior SaleNov 3, 1995 · Amount on Record
Deed Document Number2016056376
Deed Book / Page08698 / 0358
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address318 SILVER PINE DR, LAKE MARY, FL 32746-4830
Document Number0090351606
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address318 SILVER PINE DR LAKE MARY FL 327464830, LAKE MARY, FL 32746-4830

Mortgage

Document Number0090351606
DateDec 7, 2017
Book Page009035/001606
Instrument123204
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 6, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityLake Mary City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,703.00 (+13.62%) Homeowner's exemption$222,687 (+5.99%)$344,771 (+4.31%) Land $95,000 Building $249,771
2023$2,379.00 (+2.94%) Homeowner's exemption$210,108 (+3%)$330,528 (+7.31%) Land $95,000 Building $235,528
2022$2,311.00 Homeowner's exemption$203,988$308,003 Land $80,000 Building $228,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE MARY
serves 17,066 people · EPA ID FL3590201
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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