318 S Washington St, Everson, WA 98247 Property Records

Whatcom County property record for 318 S Washington St, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,148 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Oct 2021)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`400431-240434-0000`

Property Details

APN / Parcel Number

Primary APN	`400431-240434-0000`
Alternative APNs	`139803` `585545` `37817`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Flooring	Carpet

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Concrete/Metal Slab
Porch Area	30 sqft
Deck Area	126 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	139803
Street Address	318 S WASHINGTON ST
City	EVERSON
State	WA
Zip	98247-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU
Legal Description	TR IN NE NW DAF-BEG 1231.4 FT S-20 FT W OF N 1/4 COR-TH S PAR TO N-S C/L 65 FT-TH W 106 FT-TH N 65 FT-TH E 106 FT TO POB
Legal Range	04
Legal Township	40
Legal Section	31
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1023
Census Tract	10201

Owner

318 S Washington St is owned and occupied by two individuals who bought it in October 2021.

Source: Whatcom County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	318 S WASHINGTON ST, EVERSON, WA 98247-9113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON STATE HOUSING FIN COMMIS
Aug 23, 2019	Warranty Deed, Transfer WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Document Number	20211805
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 12, 2021
Property Address	318 S WASHINGTON ST, EVERSON, WA 98247-9113
Document Number	0001001805
Instrument Date	Oct 5, 2021
Instrument	2021-1001805
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,733.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 S WASHINGTON ST, EVERSON, WA 98247-9113
Investor	Possibly a Property Investor

Mortgage

Document Number	0001001807
Date	Oct 12, 2021
Instrument	2021-1001807

Lender

Name	WASHINGTON STATE HOUSING FIN COMMIS
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0001001806
Date	Oct 12, 2021
Instrument	2021-1001806

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	WASHINGTON, IN 47501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 23, 2019
Property Address	318 S WASHINGTON ST, EVERSON, WA 98247-9113
Document Number	2190802940
Instrument Date	Aug 19, 2019
Instrument	802940
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Tax	$2,719.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4723 LASALLE AVE BELLINGHAM WA 982292761, BELLINGHAM, WA 98229-2761

Tax Assessment & Valuation

The 2025 property tax bill for 318 S Washington St was $2,835, up 8.5% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,835.00 (+8.5%)	$310,131 (+9.21%) Land $169,290 Building $140,841	$310,131 (+9.21%) Land $169,290 Building $140,841
2024	$2,613.00	$283,982 Land $137,744 Building $146,238	$283,982 Land $137,744 Building $146,238
2022		$255,844 Land $124,096 Building $131,748	$255,844 Land $124,096 Building $131,748
2021	$2,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 S Washington St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	9 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 S Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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