318 S Locust St, Buffalo, MO 65622 Property Records

Dallas County property record for 318 S Locust St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,252 sqft · built 1925
Lot Size	0.214 acres (9,306 sqft)
Owner	Individual Name on Record
Tax Bill	$464 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-26-103-015-003.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-26-103-015-003.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,252 sqft Base Area
1st Floor Area	1,252 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	9,306 sqft (0.214 acres)
Lot Dimensions	94 ft deep x 99 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	318 S LOCUST ST
City	BUFFALO
State	MO
Zip	65622-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 99' OF S 99' OLD SURVEY; LOT SIZE: 99' X 94'
Legal Range	20W
Legal Township	34N
Legal Section	26
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	4
Census Block	4026
Census Tract	480200

Owner

Source: Dallas County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 S LOCUST ST, BUFFALO, MO 65622-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Jun 25, 2021	Warranty Deed, Transfer · USDA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021
Deed Sale	Jun 25, 2021
Prior Sale	Jun 7, 2012
Deed Document Number	20211871
Deed Book / Page	2021 / 1871
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	318 S LOCUST ST, BUFFALO, MO 65622-9576
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 S LOCUST ST, BUFFALO, MO 65622-9576

Mortgage

Document Number	002023/525
Date	Mar 14, 2023
Book Page	2023/525
Instrument	202300525

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2063

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Jun 25, 2021
Property Address	318 S LOCUST ST, BUFFALO, MO 65622-9576
Document Number	02021/1871
Book / Page	2021 / 1871
Instrument Date	Jun 24, 2021
Instrument	202101871
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 S LOCUST ST, BUFFALO, MO 65622-9576

Mortgage

Document Number	02021/1872
Date	Jun 25, 2021
Book Page	2021/1872
Instrument	202101872

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$464.00 (+10.21%)	$10,440 (+9.89%)	$54,900 (+9.8%) Land $8,400 Building $46,500
2023	$421.00	$9,500	$50,000 Land $7,000 Building $43,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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