318 S Harrison St, Sidney, IL 61877 Property Records

Champaign County property record for 318 S Harrison St, Sidney, IL 61877

Property Summary

Property Type	Single Family Home
Details	1 ba · 998 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2019)
Tax Bill	$2,503 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-16-236-005`

Property Details

APN / Parcel Number

Primary APN	`24-28-16-236-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	998 sqft Living Area
Gross Area	3,429 sqft
1st Floor Area	998 sqft
Basement Area	998 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	1,300 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	318 S HARRISON ST
City	SIDNEY
State	IL
Zip	61877-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 1 SUB OF SW 1/4 NE 1/4, AND NE 1/4 NE 1/4 SEC. 16-18-10
Legal Range	10E
Legal Township	18N
Legal Section	16
Legal Subdivision	SUB
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SIDNEY
Census Block Group	3
Census Block	3023
Census Tract	10800

Owner

318 S Harrison St is owned by an individual who bought it in June 2019.

Source: Champaign County records, as of April 27, 2026

Owner of Record	Individual Name on File
Mailing Address	703 W UNIVERSITY AVE, CHAMPAIGN, IL 61820-3919
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit PROSPECT BANK
Jun 25, 2019	Warranty Deed, Transfer · Line of Credit BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Mar 2, 2012 · Amount on File
Deed Document Number	20199701
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	318 S HARRISON ST, SIDNEY, IL 61877-9799
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 W UNIVERSITY AVE, CHAMPAIGN, IL 61820-3919

Mortgage

Document Number	0000024542
Date	Oct 14, 2021
Instrument	2021R24542

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	MAHOMET, IL 61853

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	318 S HARRISON ST, SIDNEY, IL 61877-9799
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019680
Date	Nov 22, 2019
Instrument	2019R19680

Lender

Name	PROSPECT BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Min Rate At Change	4.5%
Index	1-Year CMT

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 25, 2019
Property Address	318 S HARRISON ST, SIDNEY, IL 61877-9799
Document Number	0000009701
Instrument Date	Jun 24, 2019
Instrument	9701
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 W UNIVERSITY AVE CHAMPAIGN IL 618203919, CHAMPAIGN, IL 61820-3919

Mortgage

Document Number	9702
Date	Jun 25, 2019
Instrument	9702

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jun 24, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Sidney Township
Municipality	Sidney Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,770 Land $3,540 Building $51,230	$164,310 Land $10,620 Building $153,690
2024	$2,503.00
2022	$2,213.00 Homeowner's exemption	$43,240 Land $2,790 Building $40,450	$129,720 Land $8,370 Building $121,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 S Harrison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	20 (1983–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 318 S Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Nextlink.

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