318 S 4th St, Carson City, MI 48811 Property Records

Montcalm County property record for 318 S 4th St, Carson City, MI 48811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,508 sqft · built 1940
Lot Size	0.113 acres (4,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Sep 2022)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2022 Sale & Mortgage + 3 more
APN	`051-201-001-30`

Property Details

APN / Parcel Number

Primary APN	`051-201-001-30`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,508 sqft Building Perimeter
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	4,927 sqft (0.113 acres)
Lot Dimensions	88 ft deep x 56 ft wide
Garage Area	548 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 S 4TH ST
City	CARSON CITY
State	MI
Zip	48811-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 88.5 FT OF LOTS 3 & 4 & S 83.5 FT OF E 6 FT OF LOT 2 BLK A FITZPATRICK'S ADDITION TO VILLAGE OF CARSON CITY.
Legal Subdivision	FITZPATRICK'S ADDITION
Legal Block	A
Legal Lot Number	3-4
Jurisdiction	MONTCALM MI
Township / Civil Division	CARSON CITY
Census Block Group	2
Census Block	2047
Census Tract	971000

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 S 4TH ST, CARSON CITY, MI 48811-9654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Sep 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Apr 6, 2021	Quit Claim Deed, Transfer · FHA Mortgage MMS MORTGAGE SERVICES LTD
Mar 20, 2018	Warranty Deed, Transfer
Mar 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	202210790
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	2021R05386
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	318 S 4TH ST, CARSON CITY, MI 48811-9654
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R06074
Date	Jun 7, 2019
Instrument	2019R-06074

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Sep 13, 2022
Property Address	318 S 4TH ST, CARSON CITY, MI 48811-9654
Document Number	2022R10790
Instrument Date	Sep 9, 2022
Instrument	2022R-10790
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 S 4TH ST, CARSON CITY, MI 48811-9654

Mortgage

Document Number	2022R10791
Date	Sep 13, 2022
Instrument	2022R-10791

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 6, 2021
Property Address	318 S 4TH ST, CARSON CITY, MI 48811-9654
Document Number	2021R05385
Instrument Date	Mar 31, 2021
Instrument	2021R05385
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	SUN CITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 S 4TH ST, CARSON CITY, MI 48811-9654

Mortgage

Document Number	2021R05386
Date	Apr 6, 2021
Instrument	2021R-05386

Lender

Name	MMS MORTGAGE SERVICES LTD

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Mar 20, 2018
Property Address	318 S 4TH ST, CARSON CITY, MI 48811-9654
Document Number	2018R03677
Instrument Date	Mar 14, 2018
Instrument	2018R-03677
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6322 HOLLAND LAKE RD, SHERIDAN, MI 48884-9739

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Mar 8, 2018
Property Address	318 S 4TH ST, CARSON CITY, MI 48811-9654
Document Number	2018R02300
Instrument Date	Mar 8, 2018
Instrument	2018R-02300
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 462, SAINT JOHNS, MI 48879-0462

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
Municipality	Carson City
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,900 (+10.61%)	$241,800 (+10.61%)
2025	$3,321.00 (+3.1%)	$109,300 (+41.95%)	$218,600 (+183.9%)
2024	$3,221.00
2023		$77,000	$77,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARSON CITY serves 3,322 people · EPA ID MI0001170
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
CMS Internet Fiber · Fixed Wireless	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Baraga Telephone Company.

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