318 S 24th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 318 S 24th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	648 sqft · built 1981
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Tax Bill	$635 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2017 Sale
APN	`06-2.0-09-004-004-035.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-004-004-035.000`

Interior

Building Area	648 sqft Base Area
1st Floor Area	648 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	75 ft deep x 56 ft wide

Location & Zoning

Street Address	318 S 24TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:VILLAROSA LOT:7 BLK:4LGL DESC:N 1/2 OF LOTS 7, 8 & 9
Legal Subdivision	VILLAROSA
Legal Block	4
Legal Lot Number	7-9
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3028
Census Tract	900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2620 OLIVE ST, SAINT JOSEPH, MO 64507-1545
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Warranty Deed, Transfer · Commercial Mortgage UNION STATE BANK
Nov 22, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023
Deed Sale	Nov 28, 2023
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	20239383
Deed Book / Page	3792 / 814
Prior Transfer Date	Jan 11, 2010
Prior Transfer Doc	03191/0242
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 27, 2020
Property Address	318 S 24TH ST, SAINT JOSEPH, MO 64501-3107
Document Number	003745/403
Book / Page	3745 / 403
Instrument Date	Jan 24, 2020
Instrument	2020000538
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6086, SAINT JOSEPH, MO 64506-0086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23481 HIGHWAY B, OREGON, MO 64473-8030
Investor	Possibly a Property Investor

Mortgage

Document Number	003745/404
Date	Jan 27, 2020
Book Page	3745/404
Instrument	2020000539

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2025

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 22, 2017
Property Address	318 S 24TH ST, SAINT JOSEPH, MO 64501-3107
Document Number	2017011645
Instrument Date	Nov 22, 2017
Instrument	2017011645
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00	$8,860 (+8.85%) Land $1,510 Building $7,350	$46,660 (+8.89%) Land $7,950 Building $38,710
2024	$635.00 (+18.69%)
2023	$535.00 (-0.56%)	$8,140 (-) Land $1,510 Building $6,630	$42,850 (-) Land $7,950 Building $34,900
2022	$538.00	$8,140 Land $1,510 Building $6,630
2021			$42,850 Land $7,950 Building $34,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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