318 Rubrum Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 318 Rubrum Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,179 sqft · built 2016
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Sep 2023)
Tax Bill	$6,240 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9873-35-0719`

Property Details

APN / Parcel Number

Primary APN	`9873-35-0719`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	4,648 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	318 RUBRUM DR
City	HILLSBOROUGH
State	NC
Zip	27278-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 PH 2 WATERSTONE TERRACES P115/95-99
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2019
Census Tract	10902

Owner

318 Rubrum Dr is owned by two individuals who bought it in September 2023.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2135 GREENBROOK LN, DURHAM, NC 27705-9139
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 19, 2017	Special Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	202330093686
Deed Book / Page	6827 / 2205
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Sep 21, 2023
Property Address	318 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	0068272205
Book / Page	6827 / 2205
Map Reference	MB 115 PG 95-99
Instrument Date	Sep 16, 2023
Instrument	30093686
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 CRAMERTON DR, HOLLY SPRINGS, NC 27540-6523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 GREENBROOK LN, DURHAM, NC 27705-9139

Mortgage

Document Number	0068272207
Date	Sep 21, 2023
Instrument	6827/2207

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Oct 1, 2021
Property Address	318 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	6748730
Book / Page	6748 / 730
Map Reference	MB 115 PG 95-99
Instrument Date	Sep 24, 2021
Instrument	30058324
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1238 CHATHAM CT, 1238, MEBANE, NC 27302-0688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RUBRUM DR, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	6748732
Date	Oct 1, 2021
Instrument	6748/732

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	318 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6647465
Date	Feb 27, 2020
Book Page	6647/465
Instrument	30016561

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Index	5-Year TN
Margin	2
Max Rate	6%

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	May 19, 2017
Property Address	318 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	6306460
Book / Page	6306 / 460
Map Reference	MB 115 PG 95-99
Instrument Date	May 19, 2017
Instrument	20170519000095280
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5711 SIX FORKS RD # RD300, 5711, RALEIGH, NC 27609-3890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RUBRUM DR, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	20170519000095290
Date	May 19, 2017
Instrument	20170519000095290

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 318 Rubrum Dr was $6,240, up 4.3% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,240.00 (+4.28%)	$500,900 (+0.44%) Land $156,300 Building $344,600	$500,900 (+0.44%) Land $156,300 Building $344,600
2025	$5,984.00	$498,700 Land $156,300 Building $342,400	$498,700 Land $156,300 Building $342,400
2023	$4,303.00	$287,300 Land $56,300 Building $231,000	$287,300 Land $56,300 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Rubrum Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Rubrum Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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