Polk County property record for 318 Ridgeview E, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Mobile Home |
|---|---|
| Details | 864 sqft · built 1985 |
| Lot Size | 0.411 acres (17,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,500 (Apr 2019) |
| Tax Bill | $994 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-21-690503-003570 |
| Primary APN | 26-29-21-690503-003570 |
|---|---|
| Alternative APNs |
|
| Building Area | 864 sqft Living Area |
|---|---|
| 1st Floor Area | 864 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Lot Area | 17,916 sqft (0.411 acres) |
| Lot Dimensions | 150 ft deep x 109 ft wide |
| Shed | 1 Shed |
| Street Address | 318 RIDGEVIEW E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6100 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PALMETTO RIDGE ESTATES PHASE ONE PB 84 PG 36 BLK C LOT 57 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 21 |
| Legal Subdivision | PALMETTO RIDGE ESTATES PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 690503 |
| Legal Block | C |
| Legal Lot Number | 57 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 14501 |
Source: Polk County records · APN 26-29-21-690503-003570
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 RIDGEVIEW E, WINTER HAVEN, FL 33880-6100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2025 | Deed of Trust, Mortgage · Loan Assumption LAKEVIEW LOAN SERVICING LLC |
| Apr 01, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS |
| Apr 04, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2019 · Amount on Record |
| Deed Sale | Apr 01, 2019 · Amount on Record |
| Prior Sale | Apr 04, 2018 · Amount on Record |
| Deed Document Number | 201964901 |
| Deed Book / Page | 10795 / 545 |
| Prior Transfer Date | Oct 11, 2012 |
| Prior Transfer Doc | 0000183491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 318 RIDGEVIEW E, WINTER HAVEN, FL 33880-6100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 318 RIDGEVIEW E, WAHNETA, FL 33880-6100 |
| Document Number | 0000236863 |
|---|---|
| Date | Oct 09, 2025 |
| Book Page | 13729/1691 |
| Instrument | 2025236863 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 01, 2019 |
| Property Address | 318 RIDGEVIEW E, WINTER HAVEN, FL 33880-6100 |
| Document Number | 0107950545 |
| Book / Page | 010795 / 000545 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 64901 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 RIDGEVIEW E WINTER HAVEN FL 338806100, WINTER HAVEN, FL 33880-6100 |
| Document Number | 107950547 |
|---|---|
| Date | Apr 01, 2019 |
| Book Page | 010795/000547 |
| Instrument | 64902 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 04, 2018 |
| Property Address | 318 RIDGEVIEW E, WINTER HAVEN, FL 33880-6100 |
| Document Number | 0104420914 |
| Book / Page | 010442 / 000914 |
| Instrument Date | Apr 02, 2018 |
| Instrument | 70651 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 605 AVENUE A WAHNETA E WINTER HAVEN FL 338806032, WINTER HAVEN, FL 33880-6032 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $994.00 (-27.6%) | $73,055 (-5.54%) | $82,582 (+6.78%) Land $3,200 Building $79,382 |
| 2023 | $1,373.00 (+8.37%) | $77,337 (+7.59%) Land $3,100 Building $74,237 | $77,337 (+7.59%) Land $3,100 Building $74,237 |
| 2022 | $1,267.00 | $71,879 Land $2,600 Building $69,279 | $71,879 Land $2,600 Building $69,279 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 192 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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