Rockbridge County property record for 318 Ridge Rd, Fairfield, VA 24435
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 2002 |
| Lot Size | 8.1 acres (353,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Mar 2019) |
| Tax Bill | $1,199 (2026) |
| Deeds & Mortgages | Apr 2008 Line of Credit Sep 2016 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39 4 B1 |
| Primary APN | 39 4 B1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 353,097 sqft (8.1 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3327 |
|---|---|
| Street Address | 318 RIDGE RD |
| City | FAIRFIELD |
| State | VA |
| Zip | 24435-2613 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AT |
| Legal Description | MCCLURE |
| Jurisdiction | ROCKBRIDGE VA |
| Township / Civil Division | WALKERS CREEK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 930102 |
318 Ridge Rd, a mobile home, is owned and occupied by an individual who bought it in March 2019.
Source: Rockbridge County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 RIDGE RD, FAIRFIELD, VA 24435-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2008 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Sep 16, 2016 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Mar 19, 2019 | Deed, Transfer · FHA Mortgage JG WENTWORTH HOME LENDING INC |
| Jun 20, 2016 | Trustee's Deed, Foreclosure SPENCER AND TAYLOR LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on File |
| Deed Sale | Mar 19, 2019 · Amount on File |
| Prior Sale | Jun 20, 2016 · Amount on File |
| Deed Document Number | 2019608 |
| Prior Transfer Date | Jun 17, 2016 |
| Prior Transfer Doc | 0000001577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Property Address | 318 RIDGE RD, FAIRFIELD, VA 24435-2613 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0080001357 |
|---|---|
| Date | Apr 14, 2008 |
| Instrument | 080001357 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Property Address | 318 RIDGE RD, FAIRFIELD, VA 24435-2613 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0160002496 |
|---|---|
| Date | Sep 16, 2016 |
| Instrument | 160002496 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, VA 24450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Mar 19, 2019 |
| Property Address | 318 RIDGE RD, FAIRFIELD, VA 24435-2613 |
| Document Number | 190000608 |
| Map Reference | CAB 4 PG 590 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 190000608 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | COURT SQUARE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 RIDGE RD, FAIRFIELD, VA 24435-2613 |
| Document Number | 0190000609 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 190000609 |
| Name | JG WENTWORTH HOME LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | WOODBRIDGE, VA 22192 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Jun 20, 2016 |
| Property Address | 318 RIDGE RD, FAIRFIELD, VA 24435-2613 |
| Document Number | 0160001577 |
| Map Reference | DOC130001157 |
| Instrument Date | Jun 17, 2016 |
| Instrument | 160001577 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 139 SOURWOOD LN, LEXINGTON, VA 24450-6338 |
| Document Number | 0160001578 |
|---|---|
| Date | Jun 20, 2016 |
| Instrument | 160001578 |
| Name | SPENCER AND TAYLOR LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
| Rate | 5.5% |
|---|
The 2026 property tax bill for 318 Ridge Rd was $1,199.
Source: Rockbridge County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockbridge County |
| Unified School District | Rockbridge County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,199.00 | $187,400 (-) Land $88,300 Building $99,100 | $187,400 (-) Land $88,300 Building $99,100 |
| 2025 | $187,400 Land $88,300 Building $99,100 | $187,400 Land $88,300 Building $99,100 | |
| 2023 | $187,400 Land $88,300 Building $99,100 | $187,400 Land $88,300 Building $99,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2006
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 318 Ridge Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 88% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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