318 Prospect St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 318 Prospect St, Fall River, MA 02720

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 4,418 sqft · built 1900
Lot Size	0.151 acres (6,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2003)
Tax Bill	$8,874 (2025)
Deeds & Mortgages	Aug 2023 Refinance Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0M-24 B:0000 L:0025`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0M-24 B:0000 L:0025`
Alternative APN	`M:0M=24 B:0000 L:0025`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	23 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,418 sqft Living Area
Gross Area	7,869 sqft
Basement Area	1,921 sqft
Unfinished Basement	1,921 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	318 PROSPECT ST
City	FALL RIVER
State	MA
Zip	02720-5270
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	S
Legal Lot Number	25
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2015
Census Tract	641800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Highlands Historic District listed 1983 · 322 contributing resources · NRIS 83000677

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol County and Fall River City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 PROSPECT ST, FALL RIVER, MA 02720-5270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Dec 7, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2003 · Amount on Record
Deed Sale	Oct 6, 2003 · Amount on Record
Prior Sale	Jun 18, 1993 · Amount on Record
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	318 PROSPECT ST, FALL RIVER, MA 02720-5270
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011357-32
Date	Aug 24, 2023
Book Page	11357/32
Instrument	11639

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	318 PROSPECT ST, FALL RIVER, MA 02720-5270
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10348-39
Date	Dec 7, 2020
Book Page	10348/39
Instrument	23205

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,874.00 (+11.83%)	$775,000 (+12.22%) Land $116,900 Building $658,100
2024	$7,935.00 (+9.4%)	$690,600 (+16.83%) Land $114,600 Building $576,000
2023	$7,253.00	$591,100 Land $103,300 Building $487,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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