318 Pine Lake Dr, Commerce, GA 30530 Property Records

Banks County property record for 318 Pine Lake Dr, Commerce, GA 30530

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,120 sqft · built 1994
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Aug 2018)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	Jul 2024 Sale Aug 2018 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`B68F005`

Property Details

APN / Parcel Number

Primary APN	`B68F005`
Alternative APN	`8021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Gross Area

Exterior

Year Built	Built 1994
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Porch	Open Porch
Porch Area	1,760 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8021
Street Address	318 PINE LAKE DR
City	COMMERCE
State	GA
Zip	30530-3964
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ARR
Legal Description	PB 27-157 TR 38
Legal Subdivision	PINE LAKE - 00115
Legal Tract	38
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1032
Census Tract	970400

Owner

318 Pine Lake Dr, a mobile home, is owned and occupied by an individual who acquired it in July 2024.

Source: Banks County records, as of November 13, 2025

Owner of Record	Individual Name on File
Mailing Address	318 PINE LAKE DR, COMMERCE, GA 30530-3964
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Warranty Deed, Transfer
Aug 15, 2018	Limited Warranty Deed, Transfer
Apr 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	000455/160
Deed Book / Page	455 / 160
Last Transfer Date	Jul 8, 2024
Transfer Doc	000562/778
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 8, 2024
Property Address	318 PINE LAKE DR, COMMERCE, GA 30530-3964
Document Number	000562/778
Book / Page	562 / 778
Instrument Date	Jul 1, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PINE LAKE DR, COMMERCE, GA 30530-3964

August 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 15, 2018
Property Address	318 PINE LAKE DR, COMMERCE, GA 30530-3964
Document Number	000455/160
Book / Page	455 / 160
Instrument Date	Aug 15, 2018
Instrument	2018-000555
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PINE LAKE DR, COMMERCE, GA 30530-3964

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 20, 2017
Property Address	318 PINE LAKE DR, COMMERCE, GA 30530-3964
Document Number	000437/594
Book / Page	437 / 594
Instrument Date	Apr 20, 2017
Instrument	2017-000286
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PINE LAKE DR, COMMERCE, GA 30530-3964

Tax Assessment & Valuation

The 2025 property tax bill for 318 Pine Lake Dr was $1,750 with a homeowner's exemption.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,750.00 Homeowner's exemption	$95,620 Land $85,140 Building $10,480	$239,049 Land $212,850 Building $26,199
2023	$1,554.00 (+36.08%)	$74,000 Land $70,000 Building $4,000	$185,000 Land $175,000 Building $10,000
2022	$1,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Pine Lake Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Pine Lake Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Lake Dr

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