318 Parshall St, Oakley, MI 48649 Property Records

Saginaw County property record for 318 Parshall St, Oakley, MI 48649

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 719 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$49,000 (Aug 2021)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-3-31-0426-000`

Property Details

APN / Parcel Number

Primary APN	`07-09-3-31-0426-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	719 sqft Living Area
1st Floor Area	623 sqft
Basement Area	719 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Porch	Porch
Porch Area	43 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 PARSHALL ST
City	OAKLEY
State	MI
Zip	48649-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LOT 3 BLK 6 HENRY PARSHALLS DIVISION VILLAGE OF OAKLEY SEC 31 T9N R3E
Legal Range	03E
Legal Township	09N
Legal Section	31
Legal Subdivision	HENRY PARSHALLS DIVISION
Legal Block	6
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4040
Census Tract	12500

Owner

318 Parshall St is owned and occupied by an individual who bought it in August 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 133, OAKLEY, MI 48649-0133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Oct 29, 2020	Warranty Deed, Transfer CROSSROADS TITLE
Nov 12, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202127802
Prior Transfer Date	Sep 6, 2016
Prior Transfer Doc	0000024093
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 23, 2021
Property Address	318 PARSHALL ST, OAKLEY, MI 48649-2522
Document Number	2021027802
Map Reference	LB 38 PG 199
Instrument Date	Aug 12, 2021
Instrument	2021027802
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 PARSHALL ST, 318, OAKLEY, MI 48649-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 NAFUS ST, OWOSSO, MI 48867-4052

Mortgage

Document Number	2021027803
Date	Aug 23, 2021
Instrument	2021027803

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 29, 2020
Property Address	318 PARSHALL ST, OAKLEY, MI 48649-2522
Document Number	0000027468
Instrument Date	Oct 16, 2020
Instrument	27468
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PARSHALL ST OAKLEY MI 486492522, OAKLEY, MI 48649-2522

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 12, 2019
Property Address	318 PARSHALL ST, OAKLEY, MI 48649-2522
Document Number	0000027805
Instrument Date	Nov 1, 2019
Instrument	27805
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12431 WILLARD RD BURT MI 484179300, BURT, MI 48417-9300

Tax Assessment & Valuation

The 2025 property tax bill for 318 Parshall St was $1,127 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Municipality	Oakley Village
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,800	$45,600
2025	$1,127.00 Homeowner's exemption
2023		$18,300	$36,600
2022	$497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 Parshall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Parshall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

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