318 Park Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 318 Park Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1938
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Mar 2026)
Tax Bill	$12,925 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2021 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`036-094-13`

Property Details

APN / Parcel Number

Primary APN	`036-094-13`
Alternative APN	`036-094-13-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	2,063 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,182 sqft (0.096 acres)
Garage Type	Attached
Garage Area	441 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	318 PARK AVE
City	CAPITOLA
State	CA
Zip	95010-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MCCORMICKS ADD
Legal Block	C
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121801

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20360 SARATOGA LOS GATOS RD, SARATOGA, CA 95070-5973
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit BAY FCU
May 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage GLENN K LUQUE IRA
Dec 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Sep 16, 2025	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage VISTA POINT MORTGAGE LLC
Jul 14, 2023	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jul 14, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Jul 14, 2023
Deed Document Number	20266417
Prior Transfer Date	Jul 6, 2023
Prior Transfer Doc	0000012852
Record Updated	Sep 20, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 25, 2026
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Document Number	0000006417
Map Reference	MB 18 PG 62
Instrument Date	Mar 20, 2026
Instrument	2026-0006417
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20360 SARATOGA LOS GATOS RD, SARATOGA, CA 95070-5973

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PARK AVE, CAPITOLA, CA 95010-3710

Mortgage

Document Number	0000037396
Date	Jul 14, 2021
Instrument	2021-0037396

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PARK AVE, CAPITOLA, CA 95010-3710

Mortgage

Document Number	0000007764
Date	May 3, 2023
Instrument	2023-0007764

Lender

Name	GLENN K LUQUE IRA
Type	Private Party
Address	5446 THORNWOOD DR, SAN JOSE, CA 95123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PARK AVE, CAPITOLA, CA 95010-3710

Mortgage

Document Number	0000023459
Date	Dec 6, 2023
Instrument	2023-0023459

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 16, 2025
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Document Number	0000019552
Map Reference	MB 18 PG 62
Instrument Date	Sep 12, 2025
Instrument	2025-0019552
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	204 HIGHLAND DR, APTOS, CA 95003-4615

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 16, 2025
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Document Number	0000019550
Map Reference	MB 18 PG 62
Instrument Date	Aug 20, 2025
Instrument	2025-0019550
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	204 HIGHLAND DR, APTOS, CA 95003-4615

Mortgage

Document Number	0000019551
Date	Sep 16, 2025
Instrument	2025-0019551

Lender

Name	VISTA POINT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2023
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Document Number	0000012849
Map Reference	MB 18 PG 62
Instrument Date	Jul 6, 2023
Instrument	2023-0012849
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	318 PARK AVE, CAPITOLA, CA 95010-3710

Mortgage

Document Number	0000012850
Date	Jul 14, 2023
Instrument	2023-0012850

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2023
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Document Number	0000012852
Map Reference	MB 18 PG 62
Instrument Date	Jul 6, 2023
Instrument	2023-0012852
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	318 PARK AVE, CAPITOLA, CA 95010-3710

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 15, 2022
Property Address	318 PARK AVE, CAPITOLA, CA 95010-3710
Document Number	0000012269
Map Reference	MB 18 PG 26
Instrument Date	Apr 13, 2022
Instrument	2022-0012269
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	318 PARK AVE, CAPITOLA, CA 95010-3710

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$944,590 (+2%) Land $579,587 Building $365,003
2025	$12,925.00 (+8.09%)	$926,069 (+12.22%) Land $568,223 Building $357,846
2024	$11,958.00 (+8.57%)
2023	$11,014.00 (+23.57%) Homeowner's exemption	$825,208 (+15.59%) Land $546,158 Building $279,050	$1,039,410
2022	$8,913.00 Homeowner's exemption	$713,932 Land $535,449 Building $178,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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