Palm Beach County property record for 318 Palm Trl, Delray Beach, FL 33483
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,289 sqft · built 2023 |
| Lot Size | 0.274 acres (11,949 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,290,000 (Mar 2020) |
| Tax Bill | $62,170 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 12-43-46-16-01-129-0140 |
| Primary APN | 12-43-46-16-01-129-0140 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,289 sqft Living Area |
| Gross Area | 7,431 sqft |
| 1st Floor Area | 2,879 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Tile |
| Lot Area | 11,949 sqft (0.274 acres) |
| Lot Dimensions | 136 ft deep x 91 ft wide |
| Garage Area | 288 sqft |
| Pool Area | 78 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 952 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 318 PALM TRL |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33483-5529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-AA |
| Legal Description | DELRAY TOWN OF E 1/2 OF S 1/2 OF N 1/2 OF S 1/2 OF BLK 129 (LESS E 25 FT PALM TRL R/W) |
| Legal Range | 43E |
| Legal Township | 46S |
| Legal Section | 16 |
| Legal Subdivision | DELRAY TOWN OF |
| Legal Block | 129 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 6401 |
Source: Palm Beach County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 PALM TRL, DELRAY BEACH, FL 33483-5529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 3, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on Record |
| Deed Sale | Mar 3, 2020 · Amount on Record |
| Prior Sale | Jan 21, 1994 · Amount on Record |
| Deed Document Number | 20200082554 |
| Deed Book / Page | 31265 / 7 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 318 PALM TRL, DELRAY BEACH, FL 33483-5529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 318 PALM TRL, DELRAY BEACH, FL 33483-5529 |
| Document Number | 0363201377 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 36320/1377 |
| Instrument | 20260057721 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 3, 2020 |
| Property Address | 318 PALM TRL, DELRAY BEACH, FL 33483-5529 |
| Document Number | 0312650007 |
| Book / Page | 031265 / 000007 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 82554 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,030.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 411 NE 8TH AVE DELRAY BEACH FL 334835619, DELRAY BEACH, FL 33483-5619 |
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Delray Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,170.00 (+158.8%) Homeowner's exemption | $3,370,727 (+138.26%) | $3,995,529 (+182.43%) Land $1,921,890 Building $2,073,639 |
| 2023 | $24,022.00 (+7.62%) | $1,414,710 (+8.9%) Land $1,414,710 | $1,414,710 (+8.9%) Land $1,414,710 |
| 2022 | $22,321.00 | $1,299,056 Land $1,299,056 | $1,299,056 Land $1,299,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 138 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 154 units insured incl. 16 condo units |
| Nearby Flood Claims | 16 (1979–2007) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Sep 2007 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Breezeline.
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