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318 Oak Dr, Whitethorn, CA 95589 Property Records

Humboldt County property record for 318 Oak Dr, Whitethorn, CA 95589

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 2,096 sqft · built 2008
Lot Size0.269 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Jul 2005)
Tax Bill$5,239 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone D (undetermined)
APN109-221-001-000

Property Details

APN / Parcel Number

Primary APN109-221-001-000
Alternative APN
  • 10922101

Interior

Bedrooms1 Bed
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,096 sqft Living Area

Exterior

Year BuiltBuilt 2008
Construction TypeWood
Lot Area11,761 sqft (0.269 acres)

Location & Zoning

Old Parcel Number10922101
Street Address318 OAK DR
CityWHITETHORN
StateCA
Zip95589-8951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BLK 209
Legal SubdivisionSHELTER COVE SUBDIVISION
Legal Block209
Legal Lot Number17
JurisdictionHUMBOLDT CA
Township / Civil DivisionGARBERVILLE
Census Block Group1
Census Block1197
Census Tract11502

Owner

Source: Humboldt County records · APN 109-221-001-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1869 SW 28TH AVE, FORT LAUDERDALE, FL 33312-4420
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
LENDINGHOME FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2005 · Amount on Record
Deed SaleJul 15, 2005 · Amount on Record
Prior SaleOct 07, 2004 · Amount on Record
Deed Document Number2005-023596-02
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address318 OAK DR, WHITETHORN, CA 95589-8951
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1869 SW 28TH AVE, FORT LAUDERDALE, FL 33312-4420

Mortgage

Document Number0000004562
DateMar 01, 2021
Instrument2021-004562
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address318 OAK DR, WHITETHORN, CA 95589-8951
Document Number0000002012
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedMar 08, 2018
Title CompanyDOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address318 OAK DR WHITETHORN CA 955898951, WHITETHORN, CA 95589-8951

Mortgage

Document Number0000002012
DateFeb 05, 2018
Instrument2012
Lender
NameLENDINGHOME FNDG
TypeFunding / Finance Company
AddressPITTSBURGH, PA 15212
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 04, 2033

Tax Assessment & Valuation

Source: Humboldt County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Unified School DistrictSouthern Humboldt Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,239.00 (+4.3%)$445,517 (+4.04%) Land $150,316 Building $295,201
2023$5,023.00 (+32.39%)$428,219 Land $144,480 Building $283,739
2022$3,794.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060230115021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimJan 2019 · tidal / storm surge

Wildfire

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 23 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
101Netlink
Fixed Wireless		100 / 20

Cell Coverage

No cell data coverage reported

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemRESORT IMPROVEMENT DISTRICT #1
serves 803 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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