1. Home
  2. North Carolina
  3. Union County
  4. Monroe
  5. Oak Dr

318 Oak Dr, Monroe, NC 28112 Property Records

Union County property record for 318 Oak Dr, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,564 sqft · built 1982
Lot Size4.33 acres (188,615 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Apr 2018)
Tax Bill$2,131 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN09-207-066

Property Details

APN / Parcel Number

Primary APN09-207-066

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,564 sqft Living Area
1st Floor Area1,159 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area188,615 sqft (4.33 acres)
PorchSlab
Porch Area1,078 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address318 OAK DR
CityMONROE
StateNC
Zip28112-9434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40 UNION
Legal Description#2 LAKE MONROE SEC5 OPCB030B
Legal SubdivisionLAKE MONROE
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group3
Census Block3017
Census Tract20602

Owner

318 Oak Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address318 OAK DR, MONROE, NC 28112-9434
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2018Warranty Deed, Transfer · Conventional Mortgage
TRIUMPH MORTGAGE
Sep 22, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2018 · Amount on File
Deed SaleApr 17, 2018 · Amount on File
Prior SaleSep 22, 2017 · Amount on File
Deed Document Number201810025
Deed Book / Page7138 / 490
Prior Transfer DateNov 18, 2014
Prior Transfer Doc0006336279
Record UpdatedOct 29, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 17, 2018
Property Address318 OAK DR, MONROE, NC 28112-9434
Document Number0007138490
Book / Page7138 / 490
Map ReferenceCAB B FILE 30-B
Instrument DateApr 13, 2018
Instrument0010025
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 OAK DR, MONROE, NC 28112-9434

Mortgage

Document Number0000010026
DateApr 17, 2018
Instrument0010026
Lender
NameTRIUMPH MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 22, 2017
Property Address318 OAK DR, MONROE, NC 28112-9434
Document Number7019786
Book / Page007019 / 000786
Instrument DateSep 22, 2017
Instrument27943
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$570.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12773 PHILADELPHIA CHURCH RD STANFIELD NC 281635508, STANFIELD, NC 28163-5508

Tax Assessment & Valuation

The 2025 property tax bill for 318 Oak Dr was $2,131.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,700 (-) Land $76,300 Building $369,400$445,700 (-) Land $76,300 Building $369,400
2025$2,131.00$445,700 Land $76,300 Building $369,400$445,700 Land $76,300 Building $369,400
2023$2,047.00$328,700 Land $46,200 Building $282,500$328,700 Land $46,200 Building $282,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures