318 N Sutter St, Planada, CA 95365 Property Records

Merced County property record for 318 N Sutter St, Planada, CA 95365 · Last verified August 2026

Property Summary

Property Type	Commercial
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$450,000 (Feb 2000)
Tax Bill	$8,991 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit
Flood Zone	Zone AH (high risk)
APN	`037-111-006-000`

Property Details

APN / Parcel Number

Primary APN	`037-111-006-000`
Alternative APN	`037-111-006`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Old Parcel Number	037-111-006
Street Address	318 N SUTTER ST
City	PLANADA
State	CA
Zip	95365-8040
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PLANADA LOTS 139-143 BLK 7
Legal Subdivision	PLANADA
Legal Block	7
Legal Lot Number	139
Jurisdiction	MERCED CA
Township / Civil Division	PLANADA-LE GRAND
Census Block Group	2
Census Block	2015
Census Tract	1901

Owner

Source: Merced County records · APN 037-111-006-000

Assessment roll updated July 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1830 CANYON DR, MERCED, CA 95340-9158
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2000 · Amount on Record
Deed Sale	Feb 07, 2000 · Amount on Record
Deed Document Number	20003855
Deed Book / Page	3968 / 757
Last Transfer Date	Jan 07, 2025
Transfer Doc	0000001004
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	318 N SUTTER ST, PLANADA, CA 95365-8040
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 CANYON DR, MERCED, CA 95340-9158

Mortgage

Document Number	0000023240
Date	Aug 29, 2025
Instrument	2025023240

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Le Grand Union High School District (09 - 12)
Elementary School District	Planada Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,991.00 (-0.71%)	$734,393 (-0.12%) Land $199,797 Building $534,596
2023	$9,055.00 (+5%)	$735,301 Land $192,040 Building $543,261
2022	$8,624.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470019012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	231.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 68 individual NFIP policies nearby
Nearby Flood Policies	68 in force
Nearby Flood Claims	29 (2023–2026)
Most Recent Claim	Jan 2026, rainfall accumulation
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 28 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 411 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Ayera Technologies	Fixed Wireless	120 / 40
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.