318 N Ponca Dr, Independence, MO 64056 Property Records

Jackson County property record for 318 N Ponca Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,189 sqft · built 1961
Lot Size	0.194 acres (8,465 sqft)
Owner	Individual Name on Record
Tax Bill	$1,886 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-820-05-38`

Property Details

APN / Parcel Number

Primary APN	`16-820-05-38`
Alternative APNs	`16-820-05-38-00-0-00-000` `16820053800000001` `739669`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	1,189 sqft
Basement Area	1,189 sqft
Flooring	Carpet

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,465 sqft (0.194 acres)
Lot Dimensions	127 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	739669
Street Address	318 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64056-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 457
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	3
Legal Lot Number	457
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3024
Census Tract	11406

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 N PONCA DR, INDEPENDENCE, MO 64056-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Sep 2, 2020	Grant Deed, Transfer · Line of Credit COMMUNITYAMERICA CU
Jan 3, 2019	Quit Claim Deed, Transfer · Line of Credit ATHENE ANNUITY & LIFE CO
Sep 28, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF ODESSA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020
Deed Sale	Sep 2, 2020
Prior Sale	Feb 19, 2014 · Amount on Record
Deed Document Number	2020E79181
Prior Transfer Date	Mar 27, 2014
Prior Transfer Doc	0000E23971
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 1, 2022
Property Address	318 N PONCA DR, INDEPENDENCE, MO 64056-2045
Document Number	00E0071935
Instrument Date	Jul 6, 2022
Instrument	2022E0071935
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 N PONCA DR, INDEPENDENCE, MO 64056-2045

Mortgage

Document Number	00E0071936
Date	Aug 1, 2022
Instrument	2022E0071936

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 2, 2020
Property Address	318 N PONCA DR, INDEPENDENCE, MO 64056-2045
Document Number	0000E79181
Instrument Date	Aug 28, 2020
Instrument	79181E
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 N PONCA DR INDEPENDENCE MO 640562045, INDEPENDENCE, MO 64056-2045

Mortgage

Document Number	E79737
Date	Sep 2, 2020
Instrument	79737E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 3, 2019
Property Address	318 N PONCA DR, INDEPENDENCE, MO 64056-2045
Document Number	0000E00454
Instrument Date	Dec 21, 2018
Instrument	454E
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number	E00455
Date	Jan 3, 2019
Instrument	455E

Lender

Name	ATHENE ANNUITY & LIFE CO
Address	2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 28, 2018
Property Address	318 N PONCA DR, INDEPENDENCE, MO 64056-2045
Instrument Date	Sep 27, 2018
Instrument	85251E
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1204 N SIOUX CT INDEPENDENCE MO 640561248, INDEPENDENCE, MO 64056-1248

Mortgage

Document Number	0000E85251
Date	Sep 28, 2018
Instrument	85251E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,117 (-) Land $4,495 Building $18,622	$121,670 (-)
2025	$1,886.00 (-13.33%)	$23,117 (-15.64%) Land $4,495 Building $18,622	$121,670 (-15.64%)
2024	$2,176.00 (+0.51%)
2023	$2,165.00	$27,404 Land $2,069 Building $25,335	$144,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

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