318 N Main St, Yuma, CO 80759 Property Records

Yuma County property record for 318 N Main St, Yuma, CO 80759

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,052 sqft · built 1918
Lot Size	0.239 acres (10,395 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2025)
Tax Bill	$1,696 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2019 Sale & Mortgage
APN	`Y003731`

Property Details

APN / Parcel Number

Primary APN	`Y003731`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,052 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2008
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,395 sqft (0.239 acres)
Lot Dimensions	140 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	318 N MAIN ST
City	YUMA
State	CO
Zip	80759-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	Y, MUSTAINS TR BEG 74.25' S OF NE COR LOT 4 THN S 74.25' THN W 140' THN N 74.25' THN E 140' TO POB. SIZE: 74.25 X 140
Legal Subdivision	L A MUSTAIN S ADDITION
Legal Tract	A
Legal Lot Number	4
Jurisdiction	YUMA CO
Township / Civil Division	YUMA
Census Block Group	3
Census Block	3081
Census Tract	963200

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 N MAIN ST, YUMA, CO 80759-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit YUMA COUNTY FCU
Oct 7, 2019	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	2025591460
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	318 N MAIN ST, YUMA, CO 80759-1419
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000592919
Date	Oct 20, 2025
Instrument	592919

Lender

Name	YUMA COUNTY FCU
Type	Credit Union
Address	419 W 8TH AVE, YUMA, CO 80759

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Oct 7, 2019
Property Address	318 N MAIN ST, YUMA, CO 80759-1419
Document Number	0000576854
Instrument Date	Oct 4, 2019
Instrument	00576854
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$18.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 N MAIN ST, YUMA, CO 80759-1419

Mortgage

Document Number	0000576855
Date	Oct 7, 2019
Instrument	00576855

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Yuma City
Unified School District	Yuma School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,696.00
2025	$1,696.00 (+40.75%)	$16,030 (-13.8%)
2024			$256,330 (+9.72%)
2023	$1,205.00 (-9.19%)	$18,596 (+25.17%) Land $939 Building $17,657	$233,620 (+25.16%) Land $11,800 Building $221,820
2022	$1,327.00	$14,857 Land $939 Building $13,918	$186,650 Land $11,800 Building $174,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUMA serves 4,049 people · EPA ID CO0163020
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Kentec Communications.

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