318 N 2nd St, Reading, PA 19601 Property Records

Berks County property record for 318 N 2nd St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,100 sqft · built 1892
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2022)
Tax Bill	$621 (2026)
Deeds & Mortgages	Dec 2023 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-73-62-1039`

Property Details

APN / Parcel Number

Primary APN	`5307-73-62-1039`
Alternative APNs	`06-5307-73-62-1039` `6050450` `050450`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	192 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6050450
Street Address	318 N 2ND ST
City	READING
State	PA
Zip	19601-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	21
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	1200

Owner

318 N 2nd St is owned and occupied by an individual who bought it in June 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	318 N 2ND ST, READING, PA 19601-2904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 25, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 14, 2022	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	May 10, 2006 · Amount on File
Deed Document Number	202224342
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	318 N 2ND ST, READING, PA 19601-2904
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 N 2ND ST, READING, PA 19601-2904

Mortgage

Document Number	0000037991
Date	Dec 27, 2023
Instrument	2023037991

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	283 Months
Due	Jul 1, 2047

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	318 N 2ND ST, READING, PA 19601-2904
Transaction Type	Mortgage
Record Updated	Jun 8, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 N 2ND ST, READING, PA 19601-2904

Mortgage

Document Number	0000014891
Date	May 25, 2023
Instrument	2023014891

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	290 Months
Due	Jul 1, 2047

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 14, 2022
Property Address	318 N 2ND ST, READING, PA 19601-2904
Document Number	0000024342
Instrument Date	Jun 8, 2022
Instrument	2022024342
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 N 2ND ST, READING, PA 19601-2904

Mortgage

Document Number	0000024343
Date	Jun 14, 2022
Instrument	2022024343

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 318 N 2nd St was $621.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$621.00	$22,000 Land $6,300 Building $15,700	$6,300 Land $6,300
2024	$582.00	$22,000 Land $6,300 Building $15,700
1994			$22,000 Land $6,300 Building $15,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 318 N 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 318 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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