Smith County property record for 318 Mount Sylvan St, Lindale, TX 75771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,388 sqft · built 1984 |
| Lot Size | 0.394 acres (17,163 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,909 (May 2025) |
| Tax Bill | $4,418 (2026) |
| Deeds & Mortgages | May 2025 Second Mortgage May 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R028579 |
| Primary APN | R028579 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 17,163 sqft (0.394 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | R028579 |
|---|---|
| Street Address | 318 MOUNT SYLVAN ST |
| City | LINDALE |
| State | TX |
| Zip | 75771-6234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST A0381 J GIBSONTRACT 46.4 |
| Legal Subdivision | A0381 J GIBSON |
| Legal Tract | 46 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | LINDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1407 |
318 Mount Sylvan St is owned and occupied by two individuals who bought it in May 2025.
Source: Smith County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 MOUNT SYLVAN ST, LINDALE, TX 75771-6234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS BANK |
| May 22, 2025 | Vendor's Lien, Transfer · FHA Mortgage NEIGHBORS BANK |
| Nov 30, 2021 | Intrafamily Transfer, Transfer · Line of Credit PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on File |
| Deed Sale | May 22, 2025 · Amount on File |
| Prior Sale | Nov 30, 2021 · Amount on File |
| Deed Document Number | 202515033 |
| Prior Transfer Date | Feb 10, 2015 |
| Prior Transfer Doc | 0100007316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 318 MOUNT SYLVAN ST, LINDALE, TX 75771-6234 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001015035 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 202501015035 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | May 22, 2025 |
| Property Address | 318 MOUNT SYLVAN ST, LINDALE, TX 75771-6234 |
| Document Number | 0001015033 |
| Instrument Date | May 20, 2025 |
| Instrument | 202501015033 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 MOUNT SYLVAN ST, LINDALE, TX 75771-6234 |
| Investor | Possibly a Property Investor |
| Document Number | 0001015034 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 202501015034 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Nov 30, 2021 |
| Property Address | 318 MOUNT SYLVAN ST, LINDALE, TX 75771-6234 |
| Document Number | 0001048846 |
| Map Reference | FILE 2012-R0017088 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 202101048846 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 MOUNT SYLVAN ST, LINDALE, TX 75771-6234 |
| Document Number | 0001048847 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 202101048847 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 318 Mount Sylvan St was $4,418 with a homeowner's exemption, up 102% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Lindale City |
| Unified School District | Lindale Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,418.00 (+102.01%) Homeowner's exemption | $230,330 (+9.36%) Land $69,700 Building $160,630 | $230,330 (+9.36%) Land $69,700 Building $160,630 |
| 2025 | $2,187.00 (-3.91%) Homeowner's exemption | $210,612 Land $69,700 Building $140,912 | $210,612 Land $69,700 Building $140,912 |
| 2024 | $2,276.00 (-20.2%) | ||
| 2023 | $2,852.00 (-17.93%) Homeowner's exemption | $253,475 Land $23,053 Building $230,422 | $253,475 Land $23,053 Building $230,422 |
| 2022 | $3,475.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Mount Sylvan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Mount Sylvan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDALE serves 6,313 people · EPA ID TX2120002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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