318 Mill St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 318 Mill St, Worcester, MA 01602

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,530 sqft · built 1938
Lot Size0.27 acres (11,762 sqft)
Owner2 Individual Names on Record
Last Sale$418,000 (Oct 2023)
Tax Bill$4,595 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-004-00012

Property Details

APN / Parcel Number

Primary APN51-004-00012
Alternative APN
  • WORC M:51 B:004 L:00012

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,530 sqft Living Area
Gross Area3,100 sqft
1st Floor Area1,035 sqft
Basement Area837 sqft
Unfinished Basement837 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,762 sqft (0.27 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number51-004-00012
Street Address318 MILL ST
CityWORCESTER
StateMA
Zip01602-3129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal SubdivisionMERRIWETHER GARDENS
Legal Block4
Legal Lot Number12
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2007
Census Tract731002

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address318 MILL ST, WORCESTER, MA 01602-3129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SALEM FIVE MORTGAGE CORP
Jun 30, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleJun 30, 2022 · Amount on Record
Deed Book / Page69830 / 160
Record UpdatedOct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateOct 31, 2023
Property Address318 MILL ST, WORCESTER, MA 01602-3129
Document Number069830-160
Book / Page69830 / 160
Instrument DateOct 31, 2023
Instrument91239
Transaction TypeTransfer
Record UpdatedNov 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address318 MILL ST, WORCESTER, MA 01602-3129

Mortgage

Document Number0000091240
DateOct 31, 2023
Instrument91240
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number069830-183
DateOct 31, 2023
Book Page69830/183
Instrument91241
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJun 30, 2022
Property Address318 MILL ST, WORCESTER, MA 01602-3129
Document Number067837-234
Book / Page67837 / 234
Instrument DateJun 30, 2022
Instrument71597
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address318 MILL ST, WORCESTER, MA 01602-3129

Mortgage

Document Number0000071598
DateJun 30, 2022
Instrument71598
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,595.00 (+2.52%)$346,000 (+1.82%) Land $104,800 Building $241,200$402,989 (-13.32%)
2025$4,482.00 (+6.33%)$339,800 (+15.62%) Land $98,600 Building $241,200$464,930 (+18.67%)
2024$391,780
2023$4,215.00$293,900 Land $85,700 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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