Lorain County property record for 318 Michigan Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,981 sqft · built 1968 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,450 (Nov 1997) |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Jan 2021 Construction Loan Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-110-060 |
| Primary APN | 06-25-003-110-060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,981 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| 2nd Floor Area | 870 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 318 MICHIGAN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIV 3 REV FRNT 0070.00 DPTH 0140.00 |
| Legal Subdivision | UNIV 3 REV FRNT |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 311 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71100 |
318 Michigan Ave is owned and occupied by two individuals who bought it in November 1997.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Construction Loan · Construction Mortgage NORTHWEST BK |
| Jan 6, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 1997 · Amount on File |
| Deed Sale | Nov 26, 1997 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 4, 2021 |
| Property Address | 318 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Document Number | 0000796318 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 796318 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 318 MICHIGAN AVE ELYRIA OH 440357138, ELYRIA, OH 44035-7138 |
| Document Number | 0000796318 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 796318 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 3, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 318 MICHIGAN AVE, ELYRIA, OH 44035-7138 |
| Document Number | 0000615509 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 318 MICHIGAN AVE ELYRIA OH 440357138, ELYRIA, OH 44035-7138 |
| Document Number | 0000615509 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 615509 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 318 Michigan Ave was $3,778.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,778.00 | $80,220 (+%) Land $13,760 Building $66,460 | $229,190 (-) Land $39,310 Building $189,880 |
| 2024 | $3,778.00 (+16%) | $80,217 (+34.21%) Land $13,759 Building $66,458 | $229,190 (+34.21%) Land $39,310 Building $189,880 |
| 2023 | $3,257.00 (+0.37%) | $59,770 (-) Land $11,998 Building $47,772 | $170,770 Land $34,280 Building $136,490 |
| 2022 | $3,245.00 | $59,770 Land $12,000 Building $47,770 | |
| 2021 | $170,770 Land $34,280 Building $136,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 318 Michigan Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 318 Michigan Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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