Tama County property record for 318 Main St, Garwin, IA 50632
| Property Type | Single Family Home |
|---|---|
| Details | 2,182 sqft · built 1920 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $358 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.14.204.012 |
| Primary APN | 09.14.204.012 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,182 sqft Building Perimeter |
| 1st Floor Area | 1,302 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 3,006 sqft (0.069 acres) |
| Street Address | 318 MAIN ST |
|---|---|
| City | GARWIN |
| State | IA |
| Zip | 50632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 13 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 13 |
| Legal Lot Number | 15 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | CARLTON |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 290300 |
318 Main St, a single family home, is owned by an individual.
Source: Tama County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 4TH ST, GARWIN, IA 50632-9712 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 318 Main St was $358.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Garwin City |
| Unified School District | GMG Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358.00 | $19,790 Land $1,660 Building $18,130 | $19,790 Land $1,660 Building $18,130 |
| 2023 | $21,610 Land $1,660 Building $19,950 | $21,610 Land $1,660 Building $19,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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