318 Main, Louisa, VA 23093 Property Records

Louisa County property record for 318 Main, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,856 sqft · built 1889
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Jun 2026)
Tax Bill	$2,279 (2022)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`40A1 2 B 4`

Property Details

APN / Parcel Number

Primary APN	`40A1 2 B 4`
Alternative APNs	`6514` `6331`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Patio
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6331
Street Address	318 MAIN ST
City	LOUISA
State	VA
Zip	23093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GC
Legal Description	MAIN STREET & HADDER HOME DB 932/733
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2000
Census Tract	950201

Owner

318 Main is owned by a company that bought it in June 2026.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	366 CEDAR HILL TRL, MINERAL, VA 23117-3407
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Document Number	20265725
Deed Book / Page	2094 / 938
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 18, 2026
Property Address	318 MAIN, LOUISA, VA 23093
Document Number	0000005725
Book / Page	2094 / 938
Instrument Date	Jun 5, 2026
Instrument	20265725
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	366 CEDAR HILL TRL, MINERAL, VA 23117-3407

Mortgage

Document Number	0000005726,
Date	Jun 18, 2026
Instrument	20265726

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jul 1, 2028

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000005727,
Date	Jun 18, 2026
Book Page	2094/949
Instrument	20265727

Lender

Name	WILLIAMS

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Louisa Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,000 (-4.84%) Land $98,000 Building $421,000	$519,000 (-4.84%) Land $98,000 Building $421,000
2025		$545,400 Land $98,000 Building $447,400	$545,400 Land $98,000 Building $447,400
2023		$515,000 Land $98,000 Building $417,000
2022	$2,279.00		$515,000 Land $98,000 Building $417,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Main in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Main is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LOUISA serves 1,555 people · EPA ID VA2109450
Water Source	Purchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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