Monmouth County and Spring Lake Borough property record for 318 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,361 sqft · built 1920 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,553,000 (Apr 2022) |
| Tax Bill | $12,490 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00117-0000-00014 |
| Primary APN | 47-00117-0000-00014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,361 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,476 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Area | 196 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 318 LUDLOW AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/ SPGS LAKE |
| Legal Block | 117 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 318 LUDLOW AVE, SPRING LAKE, NJ 07762-1552 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed, Transfer CLEAR TO CLOSE TITLE |
| Jun 8, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on Record |
| Deed Sale | Apr 13, 2022 · Amount on Record |
| Prior Sale | Jun 8, 2018 · Amount on Record |
| Deed Document Number | 202241750 |
| Deed Book / Page | 9590 / 2144 |
| Last Transfer Date | Oct 25, 2024 |
| Transfer Doc | 0097134031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 13, 2022 |
| Property Address | 318 LUDLOW AVE, SPRING LAKE, NJ 07762-1552 |
| Document Number | 0095902144 |
| Book / Page | 9590 / 2144 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022041750 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | CLEAR TO CLOSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $53,896.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 MERCER AVE, 115, SPRING LAKE, NJ 07762-1207 |
| Name | Verified Name |
|---|---|
| Address | 318 LUDLOW AVE, SPRING LAKE, NJ 07762-1552 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 8, 2018 |
| Property Address | 318 LUDLOW AVE, SPRING LAKE, NJ 07762-1552 |
| Document Number | 0000057227 |
| Book / Page | 009291 / 007698 |
| Instrument Date | May 18, 2018 |
| Instrument | 57227 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | SURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1260 DOLORES ST SAN FRANCISCO CA 941103658, SAN FRANCISCO, CA 94110-3658 |
| Document Number | 57228 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 009291/007718 |
| Instrument | 57228 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2048 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,963,800 (+8.44%) Land $1,964,300 Building $999,500 | $2,963,800 (+8.44%) Land $1,964,300 Building $999,500 | |
| 2025 | $12,490.00 (-5.93%) | $2,733,100 (+7.3%) Land $1,775,300 Building $957,800 | $2,733,100 (+7.3%) Land $1,775,300 Building $957,800 |
| 2024 | $13,278.00 (+50.8%) | ||
| 2023 | $2,547,200 Land $1,485,500 Building $1,061,700 | $2,547,200 Land $1,485,500 Building $1,061,700 | |
| 2022 | $8,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2010–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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