318 Legacy Dr, Orange Park, FL 32073 Property Records

Clay County property record for 318 Legacy Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,037 sqft · built 2002
Lot Size	0.517 acres (22,523 sqft)
Owner	Individual Name on Record
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-04-25-008814-317-20`

Property Details

APN / Parcel Number

Primary APN	`02-04-25-008814-317-20`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,037 sqft Heated Area
Gross Area	4,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,523 sqft (0.517 acres)
Garage Area	787 sqft

Exterior Amenities

Porch	Porch
Porch Area	308 sqft
Patio Area	16 sqft
Pond	Pond

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	318 LEGACY DR
City	ORANGE PARK
State	FL
Zip	32073-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20 COUNTRY CLUB OF ORANGEPARK UNIT 8 AS REC O R 2112 PG595
Legal Range	25
Legal Township	04
Legal Section	02
Legal Subdivision	COUNTRY CLUB
Legal Lot Number	20
Legal Unit	8
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1003
Census Tract	30306

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 LEGACY DR, ORANGE PARK, FL 32073-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 8, 2017	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021
Deed Sale	Feb 23, 2021
Deed Document Number	200264540
Deed Book / Page	2112 / 0595
Prior Transfer Date	Oct 22, 2002
Prior Transfer Doc	200264540
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	318 LEGACY DR, ORANGE PARK, FL 32073-1708
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 LEGACY DR, ORANGE PARK, FL 32073-1708

Mortgage

Document Number	0049900845
Date	Nov 21, 2025
Book Page	4990/845
Instrument	2025055235

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	318 LEGACY DR, ORANGE PARK, FL 32073-1708
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 LEGACY DR, ORANGE PARK, FL 32073-1708

Mortgage

Document Number	0045561901
Date	Jan 7, 2022
Book Page	4556/1901
Instrument	2022001824

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	318 LEGACY DR, ORANGE PARK, FL 32073-1708
Document Number	0039950840
Book / Page	003995 / 000840
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 LEGACY DR ORANGE PARK FL 320731708, ORANGE PARK, FL 32073-1708

Mortgage

Document Number	0039950840
Date	Jul 24, 2017
Book Page	003995/000840
Instrument	37288

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,813.00 (-1.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$300,188 (+5.99%)	$518,191 (+7.64%) Land $65,000 Building $453,191
2023	$3,873.00 (+4.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$283,232 (+3%)	$481,392 (+12.34%) Land $65,000 Building $416,392
2022	$3,710.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$274,983	$428,507 Land $50,000 Building $378,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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